Calculator
See your projected take-home under the 8th Pay Commission, side-by-side with your current 7th CPC pay.
City Category
8th CPC Fitment Factor
8th Pay Commission estimates use expected fitment factors. Official recommendations awaited; calculations are indicative only.
Take-home Increase
+34.14%
₹80,339 → ₹1,07,766
New Basic (8th CPC)
₹86,200
From ₹44,900 at 1.92x
Monthly Difference
₹27,428
Net of NPS deduction
| Component | 7th CPC (Current) | 8th CPC (Est.) | Change |
|---|---|---|---|
| Basic Pay | ₹44,900 | ₹86,200 | +92.0% |
| DA | ₹24,695 | ₹0 | -100.0% |
| HRA | ₹12,123 | ₹23,274 | +92.0% |
| TA | ₹5,580 | ₹6,912 | +23.9% |
| Gross | ₹87,298 | ₹1,16,386 | +33.3% |
| NPS Deduction | ₹6,960 | ₹8,620 | +23.9% |
| Take-home | ₹80,339 | ₹1,07,766 | +34.1% |
Take-home increase
+34.14%
The 8th Pay Commission was approved by the Union Cabinet in January 2026 and is expected to be implemented from January 2026, with arrears paid through 2026. The actual notification of slabs and fitment factor is awaited from the commission report. This calculator uses anticipated factors as of mid-2026.
Employee unions have demanded 2.86x; analysts and recent media reports suggest the government will likely settle around 1.92x–2.00x. Past CPCs landed below union demands — 7th CPC settled at 2.57x against a 3.71x demand. We default to 1.92x as the most-cited expectation.
At a 1.92x fitment factor, Level-1 minimum pay rises from ₹18,000 to ₹34,560. At 2.00x it becomes ₹36,000, and at 2.57x (parity with 7th CPC factor) it would be ₹46,260. The exact number depends on the fitment factor that the commission recommends.
Historically, every new pay commission resets DA to 0% by absorbing the existing DA into the new basic via the fitment factor. The 8th CPC will follow the same pattern — DA on Jan 2026 is absorbed into the new basic, and DA accrual restarts from the new effective date.
HRA percentages (27%/18%/9% for X/Y/Z cities post-DA-merger) typically continue but get applied to the new revised basic. Some past commissions have revisited HRA slabs; the 8th CPC may revise the percentages as DA crosses 50% threshold under the existing framework.
The percentage gain is uniform (governed by the fitment factor), but the absolute rupee gain is highest at the senior levels. For Level-1 employees in X cities, take-home increases by roughly ₹10,000–₹15,000 per month at 1.92x. For Level-13 and above, the absolute increase runs into ₹40,000–₹70,000 per month.
Every Central Pay Commission resets the basic pay using a fitment factor — a multiplier applied to the current basic to create the new basic. The existing DA is absorbed (DA goes to 0%), and DA accrual then restarts. Allowances like HRA and Transport Allowance are recalculated on the new basic. The headline number to watch is take-home, since NPS deductions also rise with basic.
Past commissions: 6th CPC fitment factor was 1.86x; 7th CPC was 2.57x; unions are demanding 2.86x for the 8th. The government typically settles below the union ask. A 1.92x factor gives roughly 14% take-home increase; 2.57x parity with 7th CPC would yield 30%+ increases. Use this calculator to scenario-plan your budget under different factor outcomes.
Disclaimer: 8th CPC notification, slabs, and fitment factor are awaited from the commission report. This calculator uses canonical 7th CPC pay levels with anticipated fitment factors (1.86x–2.57x). DA assumed at 55% as of January 2026 for the 7th CPC scenario. Confirm with PCDA / your DDO once the official notification is issued.
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