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OnePaisa — Smart Finance for India

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Find the right card, loan or policy.

Credit cards · Loans · Insurance · Mutual Funds

AI-powered recommendations built for real Indian finances.

No spam calls, everUnbiased by design

Compared 760+ products today

Comparing cards, loans & insurance from India's top banks & insurers

Curated picks from the editorial team.

IDFC FIRST Millennia Credit Card credit card
VISA
IDFC FIRST Bank logoIDFC FIRST Bank

IDFC FIRST Millennia Credit Card

JoiningFREE
AnnualFREE
Reward1%
Credit
  • Cashback: 3%
  • 10% off on Amazon & Flipkart on first month transactions
  • 3x reward points on online spends
Apply Now

🔒 Secure & Free

Axis Ace Credit Card credit card
★ FeaturedVISA
Axis Bank logoAxis Bank

Axis Ace Credit Card

Joining₹499
Annual₹499/yr
Reward1%
Credit
  • Cashback: 1.5%
  • 5% cashback on bill payments via Google Pay
  • 2% cashback on Swiggy, BigBasket, Ola & all online merchants
Apply Now

🔒 Secure & Free

Commission may be earned via affiliate links — this never affects our picks. Read our disclosure.

Credit Cards

Find your perfect card

Cashback, travel, fuel & lifetime-free cards — compare rewards, fees & approval odds side by side, with no spam calls.

Compare all cards →

Loans

Borrow smarter

Personal, home & car loans — lowest rates from 30+ lenders, with no spam calls.

Compare all loans →

Insurance

Cover what matters

Health, term life & motor cover — compare cover and exclusions across 20+ insurers.

Compare all plans →

Mutual Funds

Grow your money

Direct-growth funds across equity, debt & hybrid — ranked by the OnePaisa score, daily NAV.

Explore all funds →

Latest from Our Blog

Fresh guides on credit cards, loans, and personal finance.

Browse all guides →

What Our Users Say

Real Indian users across cards, loans and insurance.

Compare 760+ products from 70+ banks & insurers — with zero bias

No Data Selling

We never sell or share your personal data. Period.

AI-Powered Picks

Our AI engine matches cards to your spending habits.

Zero Cost

Always free for users. Funded by bank partners.

Real-Time Rates

Updated daily from official issuer pages.

How OnePaisa Works

Three steps from search to approval — no spam phone calls on the way.

  1. 01

    Compare

    Browse 760+ products across credit cards, loans, insurance & mutual funds side-by-side with real-time rates pulled from issuer partners, insurance plan terms and AMFI NAV data.

  2. 02

    Choose

    Our AI matches your profile to the product that actually works for you.

  3. 03

    Apply

    Apply directly with the bank. We never share your personal data with anyone.

Start Comparing

Ready to Make a Smart Financial Decision?

One tool, every product — compared honestly. ₹0, always free.