IDFC FIRST Classic Credit Card
Lifetime Free₹0
Annual Fee
0.75%
Reward Rate
—
Welcome
Best for: rewards with zero annual cost
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12 cards compared · Updated August 2026 · Zero ads, zero bias
IDFC FIRST Bank offers 12 credit cards on OnePaisa, from 5 lifetime-free options to premium cards, with annual fees from ₹0. Every card is compared on reward rate, fees and welcome benefit from MITC-sourced data — updated August 2026.
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Best for: rewards with zero annual cost
Best for: zero forex markup for global spenders
Best for: lifetime free spends
Best for: rewards spends
Best for: steady rewards on everyday purchases
Best for: lifetime free spends
Best for: rewards spends
Best for: lifetime free spends
Best for: rewards spends
IDFC FIRST Bank offers 12 active credit cards on OnePaisa, spanning everyday, rewards and travel use-cases. The right pick depends on matching a card's reward structure to where your money actually goes each month.
Compare the annual fee against the rewards you will realistically earn. 5 of IDFC FIRST Bank's cards are lifetime-free, so you can start building credit at no cost. Use the filters above to narrow by segment, fee band and network.
Whatever you choose, clear the full statement each cycle — interest charges quickly outweigh any rewards. Shortlist two or three cards and put them side-by-side with the compare tool before applying.
