1. Acceptance of Terms
By accessing and using www.onepaisa.in (“Platform”), you agree to be bound by these Terms of Service. If you do not agree, do not use the Platform.
2. About OnePaisa
OnePaisa is a financial product comparison website. We provide information and comparison tools to help Indian consumers make informed financial decisions.
OnePaisa is NOT:
- A bank, NBFC, or financial institution
- A licensed financial advisor or investment advisor
- An insurance broker or insurance company
- A registered investment adviser under SEBI
3. Use of Our Services
You may use OnePaisa to:
- Compare credit cards, loans, insurance, and mutual funds
- Use our free financial calculators
- Read our educational articles and guides
- Find products that match your financial needs
You must NOT:
- Scrape, crawl, or copy our data without permission
- Use the Platform for any unlawful purpose
- Submit false information through our contact forms
- Attempt to disrupt or damage the Platform
4. Information Accuracy
We strive to keep our data accurate and up to date. However:
- Interest rates, fees, and terms change frequently
- We cannot guarantee real-time accuracy of all data
- Always verify current terms directly with the bank or insurer before applying for any product
- Product availability may vary by region, credit score, and income
Our data is sourced from official MITC documents, bank websites, and verified rate cards. We update data regularly but errors may occur — report them to support@onepaisa.in.
5. Affiliate Relationships
OnePaisa has affiliate relationships with some of the banks, NBFCs, and insurance companies featured on this Platform. We may earn a commission when you apply for a product through our links.
This does NOT mean:
- We rank products based on commission rates
- We hide or suppress products that don't have affiliate agreements
- You pay more by applying through OnePaisa
We rank products based on relevance to your search criteria, not by commission. See our full Affiliate Disclosure.
6. Not Financial Advice
Nothing on OnePaisa constitutes financial, investment, tax, or legal advice. Our tools and comparisons are for informational purposes only.
Before making any financial decision, consider consulting:
- A SEBI-registered investment advisor (for investment products)
- A licensed insurance broker (for insurance products)
- A qualified chartered accountant (for tax implications)
7. Intellectual Property
All content on OnePaisa — including text, data, tools, calculators, and designs — is the property of OnePaisa and protected by copyright law.
You may share links to our content. You may not reproduce, redistribute, or use our content commercially without written permission. Product logos and names belong to their respective owners.
8. Limitation of Liability
OnePaisa is provided “as is” without warranty of any kind. To the maximum extent permitted by applicable law, OnePaisa shall not be liable for:
- Any financial losses arising from use of our Platform
- Decisions made based on our comparison data
- Errors or inaccuracies in third-party data
- Interruption or unavailability of the Platform
9. Governing Law
These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in India.
10. Changes to Terms
We may update these Terms periodically. Continued use of the Platform after changes constitutes acceptance of the new Terms.
11. Contact
For questions about these Terms: support@onepaisa.in