State Bank of IndiaVISA
SBI Card ELITE
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64 cards compared · Updated August 2026 · Zero ads, zero bias
State Bank of India offers 64 credit cards on OnePaisa, from everyday to premium cards, with annual fees from ₹0. Every card is compared on reward rate, fees and welcome benefit from MITC-sourced data — updated August 2026.
Independent comparison platform. Not affiliated with State Bank of India. Full disclaimer
Best for: shopping rewards card that pays for itself
Best for: fly free rewards, zero annual fee.
Best for: premium air india rewards, no annual fee
Best for: Bank of Maharashtra spends
Best for: Bank of Maharashtra spends
Best for: no-cost rewards card for everyday spenders
Best for: BPCL spends
Best for: City Union Bank spends
Best for: rewards without the annual fee burden
Best for: airline rewards with zero annual cost
Best for: Club Vistara spends
Best for: Indian Medical Association spends
Best for: etihad miles without the annual fee burden
Best for: Karnataka Bank spends
Best for: rewards without the annual cost
Best for: premium perks, zero annual cost.
Best for: earn rewards with zero annual fees
Best for: fly singapore airlines with every swipe
Best for: Singapore Airlines KrisFlyer spends
Best for: Karur Vysya Bank spends
Best for: Karur Vysya Bank spends
Best for: Karur Vysya Bank spends
Best for: rewards with zero commitment, forever.
Best for: Landmark Group spends
Best for: rewards and lounges, no annual fee
Best for: rewards on every swipe, zero annual fee
Best for: PhonePe spends
Best for: Punjab & Sind Bank spends
Best for: premium travel perks, zero annual cost
Best for: effortless rewards with zero annual cost
Best for: Reliance Retail spends
Best for: flat cashback for everyday spenders
Best for: travel spends
Best for: travel spends
Best for: South Indian Bank spends
Best for: South Indian Bank spends
Best for: rewards without the weight of annual fees
Best for: Tata Neu spends
Best for: luxury rewards with zero annual cost
Best for: flat rewards with zero annual cost
State Bank of IndiaVISA SBI SimplyCLICK Credit Card SBI SimplyCLICK Credit Card | State Bank of IndiaVISA SBI Card ELITE SBI Card ELITE | State Bank of IndiaVISA OLA Money SBI Card OLA Money SBI Card | |
|---|---|---|---|
| Annual fee | ₹499 | ₹4,999 | ₹0 ✓ |
| Reward rate | 1% | 2% | 1% |
| Welcome benefit | ₹500 | ₹5,000 | — |
| Network | VISA | VISA | VISA |
| View Offer | View Offer | View Offer |
State Bank of India offers 64 active credit cards on OnePaisa, spanning everyday, rewards and travel use-cases. The right pick depends on matching a card's reward structure to where your money actually goes each month.
Compare the annual fee against the rewards you will realistically earn. Watch for fee-waiver spend thresholds to bring the effective cost down. Use the filters above to narrow by segment, fee band and network.
Whatever you choose, clear the full statement each cycle — interest charges quickly outweigh any rewards. Shortlist two or three cards and put them side-by-side with the compare tool before applying.
