SBI Miles Elite Credit Card

• • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• • Redemption fee: ₹99

Additional Domestic Lounge visit with every spend of Rs. 1 lakh 20,000 Bonus Travel Credits on annual spends of Rs. 12 lakhs Annual Fee reversal on spends of Rs. 15 lakhs in a membership year For every spend of Rs. 1 lakh, 1 complimentary Domestic Airport Lounge visit over & above the complimentary visits Additional lounge visits are capped at 15 visits in a membership year

Joining fee

₹4,999 + taxes

Annual / renewal fee

₹4,999 + taxes

Annual fee waiver

Annual Fee reversal on spends of ₹15 lakhs in a membership year

Add-on card fee

NIL

Interest rate

Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25

Interest-free period

50 days

Cash advance fee

2.5% of transaction amount (subject to a minimum of ₹500)

Overlimit fee

2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.

Payment dishonour

In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500

Forex markup

Low Foreign Currency Mark-up Charge of 1.99% on international usage

DCC markup

1.99%

Reward redemption

₹99 per redemption

Indian resident, age 21–65, salaried with ₹50,000+/month or self-employed with stable income. Good credit history (CIBIL 750+ recommended).

• What is Annual Fee and Renewal Fee of the card?
• Can I use my card internationally?
• How can I apply for the card?