KVB SBI Card PRIME

Premium rewards without the annual fee burden

Annual fee₹2,999Waived on ₹3.0L spend

RewardsEarn 2 reward points per Rs. 100 on all other retail spends, except fuel

Forex markup3.5%3.5% on all foreign currency transactions

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with State Bank of India. Full disclaimer

Welcome benefits

worth ₹3,000

Welcome e-Gift Voucher worth ₹3,000

Type: E-Gift Voucher
Partner: Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop

Base earn rate

Earn 2 reward points per ₹100 on all other retail spends, except fuel

Prime Rewards

Excludes: Fuel

Category	Details
Utility bill payments via standing instructions	Get 20 Reward Points on utility bill payment standing instructions. After 3000 points, earn 2 Reward Points for every Rs. 100 spent
Dining, departmental stores and grocery	Get 10 reward points on dining, departmental stores and grocery spends
Birthday spends	Earn 20 Reward Points per Rs. 100 on birthday spends (valid one day before, on, and one day after your birthday). Reward Points capped at 2,000 per calendar year

Redemption options

Statement credit

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Redemption fee: ₹99

Domestic

8visits / year

International

Priority Pass

4complimentary visits

Joining fee: ₹2,999 + taxes
Annual / renewal fee: ₹2,999 + taxes from second year onwards
Annual fee waiver: Renewal fee waived on annual spends of ₹3 lakhs
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹500–₹4000 txns, max ₹250/cycle

Late payment