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Base earn rate
2 Points on Retail Spend per ₹100, 1 Point on Utility and Insurance Spend per ₹100
Excludes: Utility, Insurance
| Category | Rate | Cap |
|---|---|---|
| Retail Spend | — | — |
| Utility And Insurance Spend | — | — |
Get 2,000 reward points on ₹2 lakh spend and 1,000 for every additional ₹1 lakh spend (max 10,000 points per Anniversary year)
International
Not included
Railway lounge access — Included
Get 4 complimentary railway lounge access annually. Get 1 complimentary access to select railway lounges in India every quarter. Simply present your ICICI Bank Coral Credit Card to enjoy the privileges. Over and above the permitted number of complimentary access, each subsequent access will be charged as per rates laid out by each lounge service provider.
Late payment
| Outstanding amount | Late fee |
|---|---|
| ₹0 – ₹100 | ₹0 |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹1,000 | ₹500 |
| ₹1,001 – ₹5,000 | ₹600 |
| ₹5,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹900 |
| ₹25,001 – ₹50,000 | ₹1,100 |
| Above ₹50,001 | ₹1,300 |
Air accident
₹2L
Get a Personal Accident Insurance Cover of ₹2 lakh (RuPay variant)
Fraud liability
Cardholders are protected against fraudulent transactions with Counterfeit Card Liability, ensuring coverage against unauthorised usage. Additionally, the Card provides an Account Takeover Cover, which safeguards you in case your personal information is accessed or misused by a third party without your consent.
Employment types
Required documents
Additional features
Card management via iMobile app.
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