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IndusInd Bank Crest Credit Card credit card
LifestylePremiumVisa

IndusInd Bank Crest Credit Card

Exclusive invite-only luxury for premium lifestyle spenders

Annual fee₹10,000Waived on ₹10.0L spend
Rewards—
Forex markup3.5%
Explore IndusInd Bank Cards →

Issued by invitation or through your IndusInd Bank relationship manager — not open to direct application.

Issued by invitation · not open to direct application

Independent comparison platform. Not affiliated with IndusInd Bank. Full disclaimer

Rewards

Base earn rate

0 Reward Point per ₹100

  • • Redemption fee: ₹100

Fees & charges

Joining fee
₹75,000
Annual / renewal fee
₹10,000 per year
Annual fee waiver
On ₹10.0L spend
Interest rate
2.99% per month (36% p.a.)
Interest-free period
50 days
Cash advance fee
2.5%, min ₹300
Overlimit fee
2.5%, min ₹500
Payment dishonour
₹250
Forex markup
3.50%
DCC markup
1%
Reward redemption
₹100 per redemption
View official MITC →

Eligibility

Not everyone can be a part of this. And we would like to keep it that way!

Features

Additional features

A world of priceless privileges awaits you at every step of the way. Sit back, relax and experience a life that only a chosen few can sample. The IndusInd Bank Crest Credit Card benefits are crafted for the enjoyment of the good things in life, experiences that speak of intellect and thoughtfulness. The IndusInd Bank Crest Credit Card comes with a host of travel, dining and lifestyle benefits, wellness & lounge experiences and much more.

Is this card worth it for you?

₹10,000₹5,00,000
0% of spend100% of spend

Remaining 80% of spend earns the 0.75% base rate.

Rewards / year

₹5,850

≈ 0.97% effective

Annual fee

₹10,000

waives at ₹10,00,000/yr

Net steady-state return

−₹4,150/year

Skip at your spend

At ₹50,000/month the fee outweighs rewards. You'd need about ₹83,500/month to break even.

One-time joining fee (year 1 only): ₹75,000

Based on published rates as of 2026-08-07; assumes 1 Reward Point = ₹0.75 via cash credit redemption (issuer's stated primary cash-conversion value; min 500 points, max 10,000 points redeemable for cash per calendar month). Rewards estimates, not guarantees.

FAQs

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IndusInd Legend Credit Card

Joining₹5K
AnnualFREE
Reward1%
Credit
  • 2 reward points per ₹100 on all spends
  • 2 lounge visits per quarter (domestic + international)
  • Buy-one-get-one on movie tickets
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