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IndusInd Legend Credit Card

Annual feeSee fee details

Rewards₹ 100 spent = 1 reward point on weekdays

Forex markup1.5%1.8% discounted foreign currency mark-up fee on your international transactions

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Welcome benefits

Choice of welcome gifts including Montblanc products, Post Card hotel collection, Vouchagram vouchers, or Vouchagram Premium vouchers

Type: Choice
Partner: Montblanc, Post Card, Vouchagram

Rewards

Base earn rate

₹ 100 spent = 1 reward point on weekdays

Excludes: Fuel, Medical, Automobiles, Telecom

Category	Rate	Cap
Weekend	2 Reward Point/₹100	—
Medical	1 Reward Point/₹100	—
Automobiles	1 Reward Point/₹100	—
Telecom	1 Reward Point/₹100	—

• Redemption fee: ₹100

Milestone benefits

A special bonus offer awaits you. Earn 3,000 bonus reward points on spends of ₹ 5,00,000* or above within one year from the date of credit card issue.

Lounge access

International

Priority Pass

—complimentary visits

Fees & charges

Joining fee: ₹5,000
Annual / renewal fee: Welcome Gifts are available at select fee points only. Please contact our phone banking service or Sales representative for applicable charges.
Interest rate: 3.95% per month (47.4% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹300
Overlimit fee: 2.5%, min ₹500
Payment dishonour: ₹250
Forex markup: 1.8% discounted foreign currency mark-up fee on your international transactions
DCC markup: 1%
Reward redemption: ₹100 per redemption
Fuel surcharge: 1% waiver

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

View official MITC →

Insurance covers

Fraud liability

Total Protect covers you for the following: Unauthorised transactions in case of loss/theft of card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your card. Counterfeit fraud: There is a possibility of your card or card details to be stolen and misused to produce counterfeit cards. We offer you insurance to protect you against such incidents.

Travel insurance

₹1L

Baggage loss

₹1L

Eligibility

Salaried: minimum ₹25,000/month income. Self-employed: ₹6,00,000/year ITR. Age 21–65. CIBIL 700+.

Features

✓ Contactless✓ Chip & PIN✓ International usage✓ Concierge service

Additional features

Auto Assist - Roadside repair service, emergency fuel supply, flat tyre service, lost keys, battery service, emergency towing assistance, accident management and medical assistance (available in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata)

No rewards on

Fuel