What is the annual fee for IndusInd Bank Avios Visa Infinite Credit Card?

The annual fee is ₹5,000, with a joining fee of ₹10,000 payable upfront. This totals ₹15,000 for the first year. The card justifies this through 20,000 welcome Avios, complimentary lounge access, and Priority Pass inclusion.

How to apply for IndusInd Bank Avios Visa Infinite Credit Card?

You can apply directly through IndusInd Bank's official website or via OnePaisa's comparison platform, which provides real-time eligibility checks and streamlined application links. Processing typically takes 5-7 business days upon approval.

What rewards does IndusInd Bank Avios Visa Infinite Credit Card offer?

You earn 1.5 Avios per rupee spent on all purchases, redeemable across Qatar Airways Privilege Club or British Airways Executive Club. The welcome bonus of 20,000 Avios provides immediate redemption value, typically equivalent to 2-4 short-haul flights depending on your airline choice.

What are the eligibility criteria for IndusInd Bank Avios Visa Infinite Credit Card?

Specific eligibility criteria are not detailed in the card specifications. As a super-premium offering, expect minimum income requirements around ₹25 lakh annually. Contact IndusInd Bank directly or check their website for current approval thresholds.

Does IndusInd Bank Avios Visa Infinite Credit Card offer airport lounge access?

Yes, the card includes 8 complimentary domestic lounge visits per calendar year, plus Priority Pass membership for international airport access. This combination supports both India-based and outbound travellers seeking premium terminal experiences.

Is IndusInd Bank Avios Visa Infinite Credit Card worth it?

The card justifies its ₹5,000 annual fee if you fly 3+ times yearly and value airline-specific lounges and Priority Pass benefits. Heavy Avios collectors who transfer loyalty balances across airlines will maximize the 1.5% earning rate; infrequent travellers may prefer lower-fee alternatives.

Credit Cards

TravelSuper-premiumVisa✦ Avios (Qatar Airways Privilege Club / British Airways Executive Club)

IndusInd Bank Avios Visa Infinite Credit Card

Avios earnings for frequent flyers seeking premium lounge access

Annual fee₹5,000

Rewards0.75%1.5 Avios per ₹200

Forex markup1.5%Discounted foreign currency mark-up of 1.5% at POS transactions at your preferred international destination

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Welcome benefits

20,000 bonus Avios upon joining (Qatar Airways Privilege Club or British Airways Executive Club)

Type: Miles
Trigger: within 15 days
Partner: Avios (Qatar Airways/British Airways)

Rewards

Base earn rate

3 Avios per ₹200 spent on domestic and other international destinations, all other spends

Avios (Qatar Airways Privilege Club or British Airways Executive Club)

Excludes: Fuel

Category	Rate	Cap
Preferred International Destination (POS)	—	—
Qatar Airways & British Airways Website And App	—	—
Online Spends On Selected Preferred International Destination	—	—
Utilities, Govt Services, Education And Insurance	—	—

Redemption value

flight_tickets: —hotel_stays: —car_rentals: —

Milestone benefits

Threshold —→ 18,000 bonus Avios
Threshold —→ 18,000 bonus Avios

Lounge access

Domestic

8visits / year

Max 2 per quarter

International

Priority Pass

8complimentary visits

Membership value USD 35

Fees & charges

Joining fee: Receipt of joining fees mentioned in welcome benefits section
Annual / renewal fee: Receipt of renewal fees mentioned in renewal benefits section
Interest rate: 3% per month (36% p.a.)
Interest-free period: 50 days
Cash advance fee: 0%, min ₹0
Overlimit fee: 2.5%, min ₹500
Payment dishonour: ₹250
Forex markup: Discounted foreign currency mark-up of 1.5% at POS transactions at your preferred international destination
DCC markup: 1%
Reward redemption: ₹0 per redemption

View official MITC →

Insurance covers

Air accident

₹25,000

Complimentary personal air accident insurance cover of up to USD 25000

Fraud liability

Total Protect covers you for an amount equal to the credit limit on your card and is also available on add-on cards. Total Protect covers: Unauthorised transactions in case of loss/theft of card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your card. Counterfeit fraud: There is a possibility of your card or card details to be stolen and misused to produce counterfeit cards. We offer you insurance to protect you against such incidents.

Medical emergency

₹25,000

Baggage loss

₹1L

Eligibility

Age: Up to 65 years

Features

✓ International usage✓ Concierge service

Additional features

Metal card
Elderly Care Assist: While you travel, be stress-free and rest assured that your loved ones are taken care of by professionals with elderly care concierge services. Services include: Homecare, OPD appointments, Diagnostic test bookings, Healthcare packages, Teleconsultation, Home quarantine programme, Physiotherapy assistance, Wellness experts, Nutritionists, Dieticians. Request placement toll-free: 18002099071 or Indusindassist@aspirelifestyles.com. Request should be placed at least 72 hours prior to service needed.
Pre-trip assistance: Get information on various requirements, yacht services, best sight-seeing places and much more
Flowers and Gift Delivery Assistance worldwide
Hotel Referral and Reservation Assistance
Dining Referral and Reservation Assistance
Choice of preferred airline loyalty programme: Qatar Airways Privilege Club or British Airways Executive Club
Choice of preferred international destination from 5 regions to maximise benefits

No rewards on

Fuel