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OnePaisa — Smart Finance for India

Compare Insurance Plans from 20+ Insurers

Health, term life, car, bike, and travel insurance — compared transparently.

IRDAI-licensed insurers only46 plans listed

Pick your cover

Five insurance verticals, one fair comparison table for each.

Comparing plans from India’s top insurers

  • LIC logoLIC
  • HDFC ERGO logoHDFC ERGO
  • ICICI Lombard logoICICI Lombard
  • Star Health logoStar Health
  • Max Life logoMax Life
  • Tata AIG logoTata AIG
  • Digit logoDigit
  • Niva Bupa logoNiva Bupa

+ Care Health, Aditya Birla Health, ManipalCigna, Bajaj Allianz, Acko, and 7 more

Why OnePaisa for Insurance

Claim Ratios, Sourced

Where we show a claim settlement ratio, it links to the published document it came from. No source, no number.

Side-by-Side Comparison

Compare cover amount, exclusions, waiting periods, and riders without scrolling brochures.

AI Plan Finder (Coming Soon)

Answer a few questions about your family and risks; we’ll match the best-fit plans across health, term, and motor.

Featured plans this month

Curated picks across health, term, and motor.

Aditya Birla Health logo

Aditya Birla Health

Aditya Birla Activ Health Platinum

Featured
Sum insured₹5 L – ₹20 Cr
CSR—
Network hosp.13K+
PlanIndividual
  • Day-1 cover for 7 listed chronic conditions (incl. hypertension, diabetes, asthma) under Chronic Management Programme
  • Super Reload — 100% restoration of SI, unlimited times per policy year, for related and unrelated illnesses
  • Super Credit (optional) — 100% SI increase every year regardless of claims, capped at 500% / ₹3 Cr

Covers: Self, Spouse, Children, Parents, Parents-in-law, Siblings, Grandparents, Extended family

View details →View plan
Care Health logo

Care Health

Care Supreme

Featured
Sum insured₹5 L – ₹6 Cr
CSR—
Network hosp.10K+
PlanIndividual
  • Unlimited restoration of sum insured
  • Sum insured up to ₹6 Crore
  • No claim bonus up to 150%

Covers: Self, Spouse, Children, Parents

View details →View plan
Go Digit General logo

Go Digit General

Digit Health Care Plus

Featured
Sum insured₹2 L – ₹3 Cr
CSR—
Network hosp.16K+
PlanIndividual
  • Two separate sum-insured 'wallets' in the same policy year (Double Wallet)
  • Sum Insured Backup — full restoration once per policy period for related and unrelated illnesses
  • No co-payment at any age or zone

Covers: Self, Spouse, Children, Parents

View details →View plan
Go Digit General logo

Go Digit General

Digit Two-Wheeler Insurance

Featured
Sum insuredIDV-based
CSR—
NCB20% / 25% / 35…
PlanComprehensive
  • Smartphone-enabled self-inspection process
  • Paperless, digital-first policy issuance
  • Simple, jargon-free policy wording

Covers: Self

View details →View plan
HDFC ERGO logo

HDFC ERGO

HDFC ERGO Comprehensive Car Insurance

Featured
Sum insuredIDV-based
CSR—
NCB20% / 25% / 35…
PlanComprehensive
  • Comprehensive car insurance covering own damage and third-party liability
  • Cashless claim settlement at network garages across India
  • No Claim Bonus (NCB) discount up to 50% on renewal

Covers: Self

View details →View plan

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