Sum insured₹10 L – ₹1 Cr
CSR—
Network hosp.7K+
PlanIndividual
- Zero co-payment at any age
- No room rent cap (any room category)
- 100% restoration of sum insured
Covers: Self + spouse (2 adults 18+), Up to 4 dependent children (3 months–25 years)
Aditya Birla Health
Aditya Birla Activ Health Platinum
Sum insured
₹5 L – ₹20 Cr
13K+Network
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Key features
- Day-1 cover for 7 listed chronic conditions (incl. hypertension, diabetes, asthma) under Chronic Management Programme
- Super Reload — 100% restoration of SI, unlimited times per policy year, for related and unrelated illnesses
- Super Credit (optional) — 100% SI increase every year regardless of claims, capped at 500% / ₹3 Cr
- HealthReturns — earn back up to 100% of premium by completing 10,000 steps or burning 300 calories on 325+ active days/year
- No sub-limits on hospitalisation expenses, room rent, ICU, or listed procedures
- Comprehensive annual health check-up at network providers from year 1
- Coverage for mental illness, HIV/AIDS, STDs, and obesity
- OPD chronic management programme included
- All daycare treatments covered
- AYUSH inpatient treatment covered up to SI
- Domiciliary hospitalisation and home healthcare up to SI
- Organ donor expenses covered
- Up to 2 adults and 4 children on a single floater
- Wide family inclusion — spouse, parents, in-laws, siblings, grandparents and extended relations
What’s included
- In-patient hospitalisation up to sum insured
- Pre and post-hospitalisation expenses
- All daycare procedures
- Modern treatments (no sub-limits)
- Day-1 cover for listed chronic conditions (Chronic Management Programme)
- Mental illness treatment
- HIV/AIDS and STD treatment
- Obesity treatment
- AYUSH inpatient treatment
- Domiciliary hospitalisation
- Home healthcare
- Organ donor expenses
- Annual preventive health check-up at network
- Road ambulance
- OPD chronic management programme
- Super Reload (unlimited restoration)
What’s excluded
- Maternity, sterility and infertility treatment
- Cosmetic or aesthetic surgery (unless reconstructive due to accident/cancer)
- Hazardous / adventure sports injuries
- Unproven or experimental treatments
- Dental treatment (unless arising from accident)
- External congenital anomalies
- Refractive error correction below specified diopter
- Self-inflicted injury, drug or alcohol abuse
- War, nuclear, biological or chemical contamination
Eligibility
- Min age
- 0 years
- Max age
- 99 years
- Max entry age
- 99 years
- Covers
- Self, Spouse, Children, Parents, Parents-in-law, Siblings, Grandparents, Extended family
- Policy term
- 1, 2, or 3 years
- PED waiting period
- 3 years
- Initial waiting
- 30 days (waived for accidents)
- Co-payment
- No mandatory co-payment in base plan (optional voluntary co-pay/deductible for premium discount)
- Room rent
- No room rent capping — any room category, ICU and modern treatment covered as per actuals
- No-claim bonus
- Super Credit (optional): 100% of SI added each year regardless of claims, up to 500% / ₹3 Crore
Similar plans
Bajaj General Insurance
Bajaj Allianz Health Guard
Sum insured₹1.5 L – ₹50 L
CSR—
Network hosp.8K+
PlanIndividual
- Three variants: Silver, Gold, Platinum (increasing benefits)
- In-patient hospitalisation
- Pre-hospitalisation (60 days)
Covers: Self, Spouse, Dependent children, Parents, Parents-in-law, Siblings (limited)
Care Health
Care Supreme
Sum insured₹5 L – ₹6 Cr
CSR—
Network hosp.10K+
PlanIndividual
- Unlimited restoration of sum insured
- Sum insured up to ₹6 Crore
- No claim bonus up to 150%
Covers: Self, Spouse, Children, Parents
Go Digit General
Digit Health Care Plus
Sum insured₹2 L – ₹3 Cr
CSR—
Network hosp.16K+
PlanIndividual
- Two separate sum-insured 'wallets' in the same policy year (Double Wallet)
- Sum Insured Backup — full restoration once per policy period for related and unrelated illnesses
- No co-payment at any age or zone
Covers: Self, Spouse, Children, Parents