Sum insured₹10 L – ₹1 Cr
CSR—
Network hosp.7K+
PlanIndividual
- Zero co-payment at any age
- No room rent cap (any room category)
- 100% restoration of sum insured
Covers: Self + spouse (2 adults 18+), Up to 4 dependent children (3 months–25 years)
Bajaj General Insurance
Bajaj Allianz Health Guard
Sum insured
₹1.5 L – ₹50 L
8K+Network
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Key features
- Three variants: Silver, Gold, Platinum (increasing benefits)
- In-patient hospitalisation
- Pre-hospitalisation (60 days)
- Post-hospitalisation (90 days)
- Day-care procedures (130+)
- Road ambulance cover
- AYUSH in-patient treatment
- Organ donor expenses
- Cumulative bonus on claim-free renewal
- Reinstatement / Recharge benefit (Gold/Platinum)
- Family floater option
- Lifelong renewability
What’s included
- Hospitalisation room, boarding, nursing
- ICU charges
- Pre-hospitalisation (60 days)
- Post-hospitalisation (90 days)
- Day-care procedures
- Domiciliary hospitalisation
- Road ambulance
- Organ donor expenses
- AYUSH in-patient treatment
- Modern treatments (per IRDAI 2019 circular)
- Preventive health check-up
What’s excluded
- Pre-existing diseases during waiting period
- Specified diseases during 24-month waiting
- Cosmetic and aesthetic procedures
- Self-inflicted injury
- Substance abuse / intoxication
- War and nuclear perils
- Adventure sports injuries (unless declared)
- Treatment outside India (unless variant permits)
Eligibility
- Min age
- 0 years
- Max age
- 65 years
- Max entry age
- 65 years
- Covers
- Self, Spouse, Dependent children, Parents, Parents-in-law, Siblings (limited)
- Policy term
- 1/2/3 years (lifelong renewability)
- PED waiting period
- 3 years
- Initial waiting
- 30 days (except accidents)
- Co-payment
- Optional 10/20%
- Room rent
- Up to 1% of SI per day
- No-claim bonus
- Up to 150% cumulative
Similar plans
Aditya Birla Health
Aditya Birla Activ Health Platinum
Sum insured₹5 L – ₹20 Cr
CSR—
Network hosp.13K+
PlanIndividual
- Day-1 cover for 7 listed chronic conditions (incl. hypertension, diabetes, asthma) under Chronic Management Programme
- Super Reload — 100% restoration of SI, unlimited times per policy year, for related and unrelated illnesses
- Super Credit (optional) — 100% SI increase every year regardless of claims, capped at 500% / ₹3 Cr
Covers: Self, Spouse, Children, Parents, Parents-in-law, Siblings, Grandparents, Extended family
Care Health
Care Supreme
Sum insured₹5 L – ₹6 Cr
CSR—
Network hosp.10K+
PlanIndividual
- Unlimited restoration of sum insured
- Sum insured up to ₹6 Crore
- No claim bonus up to 150%
Covers: Self, Spouse, Children, Parents
Go Digit General
Digit Health Care Plus
Sum insured₹2 L – ₹3 Cr
CSR—
Network hosp.16K+
PlanIndividual
- Two separate sum-insured 'wallets' in the same policy year (Double Wallet)
- Sum Insured Backup — full restoration once per policy period for related and unrelated illnesses
- No co-payment at any age or zone
Covers: Self, Spouse, Children, Parents