General Disclaimer
OnePaisa (www.onepaisa.in) is a financial product comparison platform. The information on this website is for educational and informational purposes only and should not be construed as financial, investment, tax, or legal advice.
Affiliate Disclosure
OnePaisa operates as an independent financial comparison website. We earn revenue through affiliate partnerships with banks, NBFCs, insurance companies, and mutual fund distributors.
How it works
When you click “Apply Now” on OnePaisa and successfully apply for a product, the bank or insurer may pay OnePaisa a referral commission. This commission:
- Is paid by the institution, not by you
- Does not affect the price, rate, or terms you receive
- Is disclosed for full transparency
Editorial independence
Our affiliate relationships do NOT influence:
- How products are ranked in our comparisons
- What data we display about each product
- Our editorial coverage or reviews
- Our Card Finder, Loan Finder, or Insurance Finder recommendations
Products without affiliate agreements are shown alongside those with agreements. Ranking is based on relevance to your query — not commission. Outbound “Apply Now” links carry the rel=“sponsored”attribute as required by Google and recommended under India's Consumer Protection Act 2019.
Compliance
This disclosure is made in accordance with:
- Advertising Standards Council of India (ASCI) guidelines
- Consumer Protection Act 2019
- Guidelines for digital financial comparison platforms
For questions about our affiliate relationships: partnerships@onepaisa.in
Product-Specific Disclaimers
Credit Cards
Credit card fees, interest rates, rewards, and benefits are subject to change by the issuing bank at any time. Always read the Most Important Terms & Conditions (MITC) document before applying. Approval is at the sole discretion of the issuing bank based on your creditworthiness, income, and credit history.
Loans
Interest rates for loans are indicative and subject to change. Actual rates offered to you may differ based on your credit score, income, employment, and the bank's internal credit policy. EMI calculations on this Platform are approximate and for guidance only — the final EMI is determined by the lender at sanction.
Insurance
Insurance premiums depend on multiple factors including age, health status, sum insured, policy term, and rider selection. Premium estimates on this Platform are indicative only. Always get a formal quote from the insurer before purchasing. Claim settlement ratios shown are sourced from IRDAI-published data and reflect prior years — they do not guarantee future claim outcomes.
Mutual Funds
Mutual fund investments are subject to market risk. Past performance does not guarantee future results. Read all scheme-related documents carefully before investing. OnePaisa is not a SEBI-registered investment advisor — we provide informational comparisons only. Returns shown are historical and may not be replicated. Consult a qualified financial advisor before investing.
External Links
When you click “Apply Now”, you leave OnePaisa and visit the bank's or insurer's official website. OnePaisa is not responsible for the content, accuracy, or privacy practices of third-party websites.
Data Accuracy
We source data from official MITC documents and verified bank/insurer websites. Despite our best efforts, data may become outdated between updates. Always verify current terms with the issuer before applying.
For corrections: support@onepaisa.in — we aim to fix verified corrections within 48 hours.
Contact
Questions about this disclosure or our editorial policy: support@onepaisa.in