Skip to content
OnePaisa — Smart Finance for India
Credit Cards
PremiumMidMastercardVisa✦ Club Vistara

Club Vistara SBI Card PRIME

Vistara loyalty without the annual fee burden

Annual feeSee fee details
Rewards4 Club Vistara Points per Rs. 200 spent on all retail categories, including fuel
Forex markup3.5%3.5% on all foreign currency transactions
Secure · Free · No spam calls

Independent comparison platform. Not affiliated with State Bank of India. Full disclaimer

Welcome benefits

No welcome benefit offered on this card. (Renewal benefit of 1 Premium Economy Ticket Voucher discontinued for cards renewing after 01 April 2025)

Rewards

Base earn rate

4 Club Vistara Points per ₹200 spent on all retail categories, including fuel

Club Vistara

Redemption options

Airline bookings:Use CV Points to redeem on Air India and Partner Airlines
  • • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
  • • Redemption fee: ₹99

Milestone benefits

  • 1 Hotel E-Voucher from Yatra worth Rs. 10,000

Lounge access

International

Priority Pass

4complimentary visits

    Priority Pass lounge programme →

    Fees & charges

    Joining fee
    ₹2,999 + taxes
    Annual / renewal fee
    ₹2,999 + taxes
    Annual fee waiver
    Renewal Fee (per annum): Nil
    Add-on card fee
    Nil
    Interest rate
    Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
    Interest-free period
    50 days
    Cash advance fee
    2.5% of transaction amount (subject to a minimum of ₹500)
    Overlimit fee
    2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
    Payment dishonour
    In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
    Forex markup
    3.5% on all foreign currency transactions
    DCC markup
    3.50%
    Reward redemption
    ₹99 per redemption

    Late payment

    Outstanding amountLate fee
    ₹0 – ₹100₹0
    ₹101 – ₹500₹100
    ₹501 – ₹1,000₹500
    ₹1,001 – ₹10,000₹750
    ₹10,001 – ₹25,000₹950
    ₹25,001 – ₹50,000₹1,100
    Above ₹50,001₹1,300

    Insurance covers

    Fraud liability

    ₹1L

    Lost card liability cover of up to Rs. 1 lakh

    Lost card liability

    ₹1L

    Baggage loss

    ₹72,000

    Eligibility

    Age
    18+ years

    Features

    ✓ Contactless✓ Chip & PIN✓ International usage

    Additional features

    • Easy Bill Pay Facility - Pay your electricity, telephone, mobile and other utility bills
    • Accepted at over 24 million outlets across the globe, including 3,25,000 outlets in India
    • Withdraw cash from over 1 million MasterCard or Visa ATMs worldwide, including over 18,000 Visa ATMs in India
    • Withdraw from 10,000 State Bank of India ATMs across 100 cities in India

    🎯 Not sure this card is right for you?

    Try our Card Finder — get personalized picks in 30 seconds.

    Find My Card →
    Browse all credit cards →
    Mastercard
    SState Bank of India

    KVB SBI Card PRIME

    Joining₹3.0K
    Annual₹3.0K/yr
    RewardEarn 2 reward points per Rs. 100 on all other retail spends, except fuel
    Apply Now

    🔒 Secure & Free

    Mastercard
    SState Bank of India

    KrisFlyer SBI Card Apex

    JoiningFREE
    Annual—
    Reward6 KrisFlyer Miles per Rs. 200 on other eligible spends
    Apply Now

    🔒 Secure & Free

    Mastercard
    SState Bank of India

    SBI Card MILES

    Joining₹1.5K
    Annual₹1.5K/yr
    RewardEarn 1 Travel Credit for every Rs. 200 on other spends
    Apply Now

    🔒 Secure & Free