KrisFlyer SBI Card Apex

• • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• • Redemption fee: ₹99

Additional 10,000 KrisFlyer Miles on annual spends of Rs. 5 lakhs Tier upgrade to KrisFlyer Elite Gold Membership on spends of Rs. 7.5 lakhs on Singapore Airlines (bookings made via Singapore Airlines App and Website) Additional 3,000 bonus KrisFlyer Miles on cumulative spend of Rs. 10 lakhs

Joining fee

₹9,999 + taxes

Annual / renewal fee

₹0

Add-on card fee

Nil

Interest rate

Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25

Interest-free period

50 days

Cash advance fee

2.5% of transaction amount (subject to a minimum of ₹500)

Overlimit fee

2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.

Payment dishonour

In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500

Forex markup

3.5% on all foreign currency transactions

DCC markup

3.50%

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹500–₹4000 txns, max ₹250/cycle

Age

18+ years

• What is Annual Fee and Renewal Fee of the card?
• Can I use my card internationally?
• How can I apply for the card?