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TravelSuper-premiumMastercardVisa✦ Singapore Airlines KrisFlyer

KrisFlyer SBI Card Apex

Annual feeSee fee details
Rewards6 KrisFlyer Miles per Rs. 200 on other eligible spends
Forex markup3.5%3.5% on all foreign currency transactions
Secure · Free · No spam calls

Independent comparison platform. Not affiliated with State Bank of India. Full disclaimer

Welcome benefits

10,000 KrisFlyer Miles on payment of Annual Fees and first transaction

Type
Miles
Trigger
within 60 days
Partner
Singapore Airlines KrisFlyer

Rewards

Base earn rate

6 KrisFlyer Miles per ₹200 on other eligible spends

KrisFlyer

CategoryDetails
Singapore Airlines Group10 KrisFlyer Miles per Rs. 200 spent on Singapore Airlines Group
International Spends8 KrisFlyer Miles per Rs. 200 on international spends
  • • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
  • • Redemption fee: ₹99

Milestone benefits

  • Additional 10,000 KrisFlyer Miles on annual spends of Rs. 5 lakhsAnnual
  • Tier upgrade to KrisFlyer Elite Gold Membership on spends of Rs. 7.5 lakhs on Singapore Airlines (bookings made via Singapore Airlines App and Website)Annual
  • Additional 3,000 Bonus KrisFlyer miles on cumulative spend of Rs. 10 lakhsCumulative

Lounge access

Domestic

8visits / year

  • Max 2 per quarter

International

Priority Pass

8complimentary visits

  • Membership value USD 99
Priority Pass lounge programme →

Fees & charges

Joining fee
₹9,999 + taxes
Annual / renewal fee
₹9,999 + taxes
Add-on card fee
Nil
Interest rate
Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period
50 days
Cash advance fee
2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee
2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour
In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup
3.5% on all foreign currency transactions
DCC markup
3.50%
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, on ₹500–₹4000 txns, max ₹250/cycle

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹10,000₹750
₹10,001 – ₹25,000₹950
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Insurance covers

Fraud liability

₹10L

Fraud loss cover of Rs. 10 lakhs

Baggage loss

₹1L

Eligibility

Age
18+ years

Features

✓ Contactless✓ International usage

Additional features

  • Easy Bill Pay Facility
  • Global Acceptance at over 24 million outlets
  • Cash withdrawal from over 1 million ATMs globally

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