What is Annual Fee and Renewal Fee of the card?

The Annual Fee of the card is Rs. 2,999 + taxes. The Renewal Fee is Rs. 2,999 + taxes from second year onwards.

Can I use my card internationally?

Yes, you can use your Landmark Rewards SBI Card PRIME at over 24 million outlets across the globe, including 3,25,000 outlets in India. You can withdraw cash from over 1 million ATMs across the globe.

How can I apply for the card?

You can apply for an SBI Credit Card through our Website sbicard.com or via our Chatbot ILA. Alternatively, you can call SBI Card Helpline 39 02 02 02 (prefix your city STD code) or visit the nearest SBI branch.

Credit Cards

State Bank of IndiaVISA

Landmark Rewards SBI Card PRIME

RewardsPremiumVisa✦ Landmark Group

Landmark Rewards SBI Card PRIME

Rewards and lounges, no annual fee

Annual fee₹0

Rewards2.00%2 Reward Point per ₹100

Forex markup3.5%3.5% on all foreign currency transactions

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Welcome benefits

worth ₹3,000

12,000 Reward Points worth ₹3000

Type: Reward Points
Trigger: On Annual Fee Payment

Rewards

Base earn rate

2 Reward Points per ₹100 spent on other retail purchases

Excludes: Fuel, Rental, Govt Spends, Gaming, Wallet, EMI

Category	Rate	Cap
Landmark Stores (Lifestyle, Home Centre, Max, Spar, Baby Shop, EasyBuy)	—	—
Dining, Movies & International Spends	—	—

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Redemption fee: ₹99

Milestone benefits

20,000 bonus Reward Points on overall annual retail spends of Rs. 5,00,000

Lounge access

Domestic

8visits / year

Max 2 per quarter

International

Priority Pass

4complimentary visits

Membership value USD 99

Fees & charges

Joining fee: ₹2,999 + taxes
Annual / renewal fee: ₹0
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹500–₹3000 txns, max ₹250/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	Nil
₹100 – ₹500	₹100
₹500 – ₹1,000	₹500
₹1,000 – ₹10,000	₹750
₹10,000 – ₹25,000	₹950
₹25,000 – ₹50,000	₹1,100
Above ₹50,000	₹1,300

View official MITC →

Features

✓ Contactless✓ International usage

Additional features

Easy Bill Pay Facility - Pay electricity, telephone, mobile and other utility bills
Accepted at over 24 million outlets globally, including 3,25,000 in India
Withdraw cash from over 1 million ATMs across the globe

No rewards on

Fuel · Rental · Government · Gaming · Wallet · Emi

Is this card worth it for you?

Your monthly spend

₹10,000₹5,00,000

Landmark stores — 6.25% back

0% of spend100% of spend

Dining movies international — 2.5% back

0% of spend100% of spend

Remaining 65% of spend earns the 0.5% base rate.

Rewards / year

₹11,700

≈ 1.95% effective

Annual fee

₹0

no published waiver

Net steady-state return

+₹11,700/year

Strong fit at this spend

At ₹50,000/month, rewards outrun the fee by ₹11,700 a year.

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One-time welcome benefit — Booklet does not state a numeric welcome benefit first-hand; xcheck hint '12,000 Reward Points worth Rs 3000 on payment of annual fee' unverified against issuer PDF.

Based on published rates as of 2026-08-07; assumes Issuer-stated redemption value '4 Reward Points = `1' (₹0.25/point); closed-loop Landmark Rewards path converges to same value (1 LMR = ₹0.60, 1 LMR = 2.4 SBI RP → ₹0.25/RP). Statement-debit conversion confirms '1 Reward point = INR 0.25'.. Rewards estimates, not guarantees.