What is Joining Fee and Renewal Fee of the card?

The Joining Fee of the card is Rs. 1,499 + taxes. The Renewal Fee is Rs. 1,499 + taxes from second year onwards. Renewal Fee is reversible if the annual spend for last year ≥ Rs. 200,000.

Can I use my card internationally?

Yes, you can use your BPCL SBI Card OCTANE at over 24 million outlets across the globe, including 3,25,000 outlets in India. You can make payments at any outlet that accepts Visa or MasterCard.

How can I apply for the card?

You can apply for an SBI Credit Card through our Website sbicard.com or via our Chatbot ILA. Alternatively, you can call SBI Card Helpline 39 02 02 02 (prefix your city STD code) or visit the nearest SBI branch.

Credit Cards

State Bank of IndiaVISA

BPCL SBI Card Octane

FuelPremiumVisaMastercard✦ BPCL

BPCL SBI Card Octane

Fuel rewards card for frequent BPCL customers

Annual fee₹1,499Waived on ₹2.0L spend

Rewards1.00%1 Reward Point per ₹100

Forex markup3.5%3.5% on all foreign currency transactions

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Welcome benefits

worth ₹1,500

6000 bonus reward points worth ₹1,500

Type: Reward Points
Trigger: within 30 days

Rewards

Base earn rate

1 reward point per ₹100 spent on other retail purchase (except Mobile wallet upload & Non-BPCL fuel spends)

Shop n Smile Rewards

Excludes: Mobile Wallet Upload, Non Bpcl Fuel Spends

Category	Rate	Cap
Bpcl Fuel Lubricants Bharat Gas	—	—
Dining Departmental Grocery Movies	—	—
Bharat Gas Website App	—	—

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Redemption fee: ₹99

Milestone benefits

e-Gift Vouchers worth Rs. 2,000 from Aditya Birla fashion or Yatra or Hush Puppies on annual spend of Rs. 3 Lakhs. Aditya Birla fashion Voucher can be redeemed at the following brand stores - Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet fashion, and Simon Carter

Lounge access

Domestic

4visits / year

Max 1 per quarter

Visa

SBI Network-Partner Lounge Program (Visa/RuPay/Mastercard) lounge programme →

International

Not included

Fees & charges

Joining fee: ₹1,499 + taxes
Annual / renewal fee: ₹1,499 + taxes
Annual fee waiver: Renewal Fee is reversible if annual spend for last year ≥ ₹200,000
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, max ₹100/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	Nil
₹100 – ₹500	₹100
₹500 – ₹1,000	₹500
₹1,000 – ₹10,000	₹750
₹10,000 – ₹25,000	₹950
₹25,000 – ₹50,000	₹1,100
Above ₹50,000	₹1,300

Insurance covers

Fraud liability

₹1L

Complimentary Fraud Liability cover of 1 Lakh

Eligibility

Age: 18+ years

Features

✓ Contactless✓ International usage

Additional features

Easy Bill Pay Facility - Pay your electricity, telephone, mobile and other utility bills
Instant Redemption of Reward Points at select BPCL petrol pumps
Global Acceptance - Accepted at over 24 million outlets globally, including 3,25,000 in India

No rewards on

Mobile Wallet Upload · Non Bpcl Fuel Spends