BPCL SBI Card Octane

Fuel rewards card for frequent BPCL customers

Annual fee₹1,499Waived on ₹2.0L spend

Rewards0.25%Assumes Shop n Smile / BPCL fuel redemption (4 RP = Rs.1)

Forex markup3.5%3.5% on all foreign currency transactions

View Offer Talk to OnePaisa

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with State Bank of India. Full disclaimer

Welcome benefits

worth ₹1,500

6000 bonus reward points worth ₹1,500

Type: Reward Points
Trigger: within 30 days

Rewards

Base earn rate

1 reward point per ₹100 spent on other retail purchase (except Mobile wallet upload & Non-BPCL fuel spends)

Shop n Smile Rewards

Excludes: Mobile Wallet Upload, Non Bpcl Fuel Spends

Category	Rate	Cap
Bpcl Fuel Lubricants Bharat Gas	—	—
Dining Departmental Grocery Movies	—	—
Bharat Gas Website App	—	—

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Redemption fee: ₹99

Milestone benefits

e-Gift Vouchers worth Rs. 2,000 from Aditya Birla fashion or Yatra or Hush Puppies on annual spend of Rs. 3 Lakhs. Aditya Birla fashion Voucher can be redeemed at the following brand stores - Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet fashion, and Simon Carter

Lounge access

Domestic

4visits / year

Max 1 per quarter

Visa

SBI Network-Partner Lounge Program (Visa/RuPay/Mastercard) lounge programme →

International

Not included

Fees & charges

Joining fee: ₹1,499 + taxes
Annual / renewal fee: ₹1,499 + taxes
Annual fee waiver: Renewal Fee is reversible if annual spend for last year ≥ ₹200,000
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, max ₹100/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹950
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

Insurance covers

Fraud liability

₹1L

Complimentary Fraud Liability cover of 1 Lakh

Eligibility

Age: 18+ years

Features

✓ Contactless✓ International usage

Additional features

Easy Bill Pay Facility - Pay your electricity, telephone, mobile and other utility bills
Instant Redemption of Reward Points at select BPCL petrol pumps
Global Acceptance - Accepted at over 24 million outlets globally, including 3,25,000 in India

No rewards on

Mobile Wallet Upload · Non Bpcl Fuel Spends