What is Annual Fee and Renewal Fee of the card?

The Annual Fee of the card is Rs. 1,499 + taxes. The Renewal Fee is Rs. 1,499 + taxes from second year onwards.

Can I use my card internationally?

Yes, you can use your Air India SBI Platinum Card at over 2 million Visa outlets across the globe, including 2,85,000 in India. You can withdraw cash from over 1 million Visa ATMs across the globe.

How can I apply for the card?

You can apply for an SBI Credit Card through our Website sbicard.com or via our Chatbot ILA. Alternatively, you can call SBI Card Helpline 39 02 02 02 (prefix your city STD code) or visit the nearest SBI branch.

Credit Cards

State Bank of IndiaVISA

Air India SBI Platinum Card

PremiumMidVisa✦ Air India

Air India SBI Platinum Card

Fly free rewards, zero annual fee.

Annual fee₹0

Rewards2.00%2 Air India Maharaja Point per ₹100

Forex markup3.5%3.5% on all foreign currency transactions

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Welcome benefits

worth ₹1,250

5,000 reward points on payment of Joining Fee and complimentary membership of Air India Maharaja Club

Type: Points
Trigger: within 15 days
Partner: Air India Maharaja Club

Rewards

Base earn rate

2 Reward points for every ₹100 spent

Air India Maharaja Club

Category	Rate	Cap
Air India Tickets	5 Air India Maharaja Point/₹100	—

Redemption value

airline_miles: —

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Minimum redemption: 5000 points
• Redemption fee: ₹99

Milestone benefits

Spend ₹2,00,000→ 5,000 bonus Reward points
Spend ₹3,00,000→ 10,000 bonus Reward points
Threshold —→ 2,000 Reward points anniversary gift every year

Lounge access

Domestic

4visits / year

Max 1 per quarter

Visa

International

Not included

Fees & charges

Joining fee: ₹1,499 + taxes
Annual / renewal fee: ₹0
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹500–₹4000 txns, max ₹250/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	Nil
₹100 – ₹500	₹100
₹500 – ₹1,000	₹500
₹1,000 – ₹10,000	₹750
₹10,000 – ₹25,000	₹950
₹25,000 – ₹50,000	₹1,100
Above ₹50,000	₹1,300

Insurance covers

Lost card liability

₹1L

Eligibility

Age: 18+ years

Features

✓ International usage

Additional features

Global acceptance at over 2 million Visa outlets worldwide and over 2,85,000 outlets in India
Cash access from over 1 million Visa ATMs worldwide, including over 18,000 Visa ATMs in India
Withdraw from 10,000 State Bank of India ATMs across 100 cities in India
Easy Bill Pay Facility - Pay your electricity, telephone, mobile and other utility bills