Skip to content
OnePaisa — Smart Finance for India
Credit Cards
PremiumMidVisa✦ Air India

Air India SBI Platinum Card

Annual feeSee fee details
Rewards2 Reward points for every Rs. 100 spent
Forex markup3.5%3.5% on all foreign currency transactions
View OfferTalk to OnePaisa
Secure · Free · No spam calls

Independent comparison platform. Not affiliated with State Bank of India. Full disclaimer

Welcome benefits

worth ₹1,250

5,000 reward points on payment of Joining Fee and complimentary membership of Air India Maharaja Club

Type
Points
Trigger
within 15 days
Partner
Air India Maharaja Club

Rewards

Base earn rate

2 Reward points for every ₹100 spent

Air India Maharaja Club

CategoryDetails
Air india tickets5 Reward Points per Rs. 100 spent on Air India tickets booked via website, app, booking offices, or call centers (including Super Saver tickets for self and others)

Redemption options

Airline miles(minimum 5,000 points)
  • • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
  • • Minimum redemption: 5000 points
  • • Redemption fee: ₹99

Milestone benefits

  • 5,000 bonus Reward points
  • 10,000 bonus Reward points
  • 2,000 Reward points anniversary gift every year

Lounge access

Domestic

4visits / year

  • Max 1 per quarter
Visa

International

Not included

Fees & charges

Joining fee
₹1,499 + taxes
Annual / renewal fee
₹1,499 + taxes
Add-on card fee
Nil
Interest rate
Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period
50 days
Cash advance fee
2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee
2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour
In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup
3.5% on all foreign currency transactions
DCC markup
3.50%
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, on ₹500–₹4000 txns, max ₹250/cycle

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹10,000₹750
₹10,001 – ₹25,000₹950
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Insurance covers

Lost card liability

₹1L

Eligibility

Age
18+ years

Features

✓ International usage

Additional features

  • Global acceptance at over 2 million Visa outlets worldwide and over 2,85,000 outlets in India
  • Cash access from over 1 million Visa ATMs worldwide, including over 18,000 Visa ATMs in India
  • Withdraw from 10,000 State Bank of India ATMs across 100 cities in India
  • Easy Bill Pay Facility - Pay your electricity, telephone, mobile and other utility bills

🎯 Not sure this card is right for you?

Try our Card Finder — get personalized picks in 30 seconds.

Find My Card →

Explore related credit cards

All State Bank of India cards →Best Lounge Access Cards →Best Travel Cards →Best Premium Cards →

Similar Credit Cards

Browse all credit cards →
VISA
SState Bank of India

BPCL SBI Card Octane

Joining₹1.5K
Annual₹1.5K/yr
Reward0.25%Assumes Shop n Smile / BPCL fuel redemption (4 RP = Rs.1)
Credit
  • 13X reward points on BPCL fuel spends
  • 2X reward points on dining, movies & grocery
  • 1X reward point per ₹100 on other spends
Apply Now

🔒 Secure & Free

VISA
SState Bank of India

IRCTC SBI Card Premier

Joining₹1.5K
Annual₹1.5K/yr
Reward0.80%Assumes 1 Reward Point = INR 1 per issuer T&C, stated as the statement-debit adjustment conversion value (“1 Reward point = INR 1”); IRCTC SBI Card Premier points are transferred monthly to the IRCTC loyalty account for redemption toward railway/complimentary tickets.
Apply Now

🔒 Secure & Free

VISA
SState Bank of India

OLA Money SBI Card

JoiningFREE
AnnualFREE
Reward1% Reward Points on all other spends
No longer offered

State Bank of India is no longer accepting applications for this card.

📖 Guides about this card

🔧 Useful tools