Air India SBI Signature Card

• • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• • Minimum redemption: 5000 points
• • Redemption fee: ₹99

Up to 1,00,000 bonus Reward points annually 20,000 bonus Reward points on annual spends of Rs. 5 lakhs 30,000 bonus Reward points on annual spends of Rs. 10 lakhs 50,000 bonus Reward points on annual spends of Rs. 20 lakhs Convert Reward Points into Air India Maharaja Points 1 Reward = 1 Air India Maharaja point. For details, Click here Enjoy an anniversary gift of 5,000 Reward points every year Milestones are created annually from account creation date.

Joining fee

₹4,999 + taxes

Annual / renewal fee

₹0

Add-on card fee

Nil

Interest rate

Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25

Interest-free period

50 days

Cash advance fee

2.5% of transaction amount (subject to a minimum of ₹500)

Overlimit fee

2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.

Payment dishonour

In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500

Forex markup

3.5% on all foreign currency transactions

DCC markup

3.50%

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹500–₹4000 txns, max ₹250/cycle

Age

18+ years

• What is Annual Fee and Renewal Fee of the card?
• Can I use my card internationally?
• How can I apply for the card?