Apollo SBI Card

Free healthcare rewards card for everyday spenders

Annual fee₹499Waived on ₹1.0L spend

Rewards1 Reward Point on every Rs. 200 spent on other non-fuel retail purchases

Forex markup3.5%3.5% on all foreign currency transactions

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Welcome benefits

worth ₹500

500 Reward Points worth ₹500 and OneApollo Gold Tier Membership

Base earn rate

1 Reward Point on every ₹200 spent on other non-fuel retail purchases

Excludes: Fuel

Category	Details
Apollo services	3X Reward Points on every Rs. 100 spent on all Apollo services
Dining movies entertainment	2X Reward Points on every Rs. 100 spent on Dining, Movies & Entertainment
Beauty wellness	1 Reward Point on every Rs. 100 spent on Beauty & Wellness services

Redemption options

Statement credit:₹1 per pointInstant pos:₹1 per pointHealth credits

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Redemption fee: ₹99

Joining fee: ₹499 + taxes
Annual / renewal fee: ₹499 + taxes
Annual fee waiver: Renewal Fee waived if annual spend in the previous year ₹1 Lakh or more
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, max ₹100/cycle

Late payment