- Joining fee
- ₹1,499 + taxes
- Annual / renewal fee
- ₹1,499 + taxes
- Annual fee waiver
- Annual Fee reversal on annual spends of 3 lakhs or more. Spend based Renewal Fee will be reversed within 30 days from Annual fee charged date
- Add-on card fee
- Nil
- Interest rate
- Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
- Interest-free period
- 50 days
- Cash advance fee
- 2.5% of transaction amount (subject to a minimum of ₹500)
- Overlimit fee
- 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
- Payment dishonour
- In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
- Forex markup
- Lowest Foreign Currency Mark-up Charge of 1.99% on international usage
- DCC markup
- 1.99%
- Reward redemption
- ₹99 per redemption
- Fuel surcharge
- 1% waiver, on ₹500–₹4000 txns, max ₹500/cycle