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TravelPremiumVisa✦ Etihad Guest

Etihad Guest SBI Premier Card

No longer offered

State Bank of India is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Etihad miles without the annual fee burden

Annual fee₹4,999Waived on ₹5.0L spend
Rewards2 Etihad Guest Miles on every Rs. 100 on other spends except fuel
Forex markup3.5%3.5% on all foreign currency transactions

Welcome benefits

5000 Etihad Guest Miles, Complimentary Etihad Guest Gold Tier status, 2 Free Wi-Fi vouchers

Type
Miles
Trigger
within 30 days
Partner
Etihad Guest

Rewards

Base earn rate

2 Etihad Guest Miles on every ₹100 on other spends except fuel

Etihad Guest

Excludes: Fuel

CategoryDetails
Etihad com6 Etihad Guest Miles on every Rs. 100 spent on Etihad.com
International4 Etihad Guest Miles on every Rs. 100 on International Spends

Redemption options

Travel:Redeem miles to book flights, hotels and car rentals from the participating travel partners or for purchasing products at etihadguest.com
  • • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
  • • Redemption fee: ₹99

Milestone benefits

  • 1,500 Etihad Guest miles on spends of ₹1,50,000
  • 1 companion voucher on spends of ₹8,00,000

Lounge access

Domestic

8visits / year

  • Max 2 per quarter

International

Priority Pass

4complimentary visits

  • Membership value USD 99
Priority Pass lounge programme →

Fees & charges

Joining fee
₹4,999 + taxes
Annual / renewal fee
₹4,999 + taxes
Annual fee waiver
Renewal Fee reversible if annual spends for last year ≥ ₹5,00,000
Add-on card fee
Nil
Interest rate
Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period
50 days
Cash advance fee
2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee
2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour
In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup
3.5% on all foreign currency transactions
DCC markup
3.50%
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, on ₹500–₹4000 txns, max ₹250/cycle

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹10,000₹750
₹10,001 – ₹25,000₹950
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Insurance covers

Fraud liability

₹1L

Fraud liability cover of Rs. 1 lakh

Baggage loss

₹1,000

Eligibility

Age
18+ years

Features

✓ Contactless✓ Chip & PIN✓ International usage

Additional features

  • Easy Bill Pay Facility for electricity, telephone, mobile and other utility bills
  • Flexipay EMI for eligible purchases
  • Balance Transfer on EMI facility available

No rewards on

Fuel

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No longer offered

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