Etihad Guest SBI Premier Card

Etihad miles without the annual fee burden

Annual fee₹4,999Waived on ₹5.0L spend

Rewards2 Etihad Guest Miles on every Rs. 100 on other spends except fuel

Forex markup3.5%3.5% on all foreign currency transactions

No longer offered

State Bank of India is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Not open to new applicants · kept here for reference

Independent comparison platform. Not affiliated with State Bank of India. Full disclaimer

Welcome benefits

5000 Etihad Guest Miles, Complimentary Etihad Guest Gold Tier status, 2 Free Wi-Fi vouchers

Type: Miles
Trigger: within 30 days
Partner: Etihad Guest

Rewards

Base earn rate

2 Etihad Guest Miles on every ₹100 on other spends except fuel

Etihad Guest

Excludes: Fuel

Category	Rate	Cap
Etihad Com	—	—
International	—	—

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Redemption fee: ₹99

Milestone benefits

1,500 Etihad Guest miles on annual spends of Rs. 1,50,000 in a calendar quarter. 1 companion voucher on annual spends of Rs. 8,00,000.

Lounge access

Domestic

8visits / year

Max 2 per quarter

International

Priority Pass

4complimentary visits

Membership value USD 99

Priority Pass lounge programme →

Fees & charges

Joining fee: ₹4,999 + taxes
Annual / renewal fee: ₹4,999 + taxes
Annual fee waiver: Renewal Fee reversible if annual spends for last year ≥ ₹5,00,000
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹500–₹4000 txns, max ₹250/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹950
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

Insurance covers

Fraud liability

₹1L

Fraud liability cover of Rs. 1 lakh

Baggage loss

₹1,000

Eligibility

Age: 18+ years

Features

✓ Contactless✓ Chip & PIN✓ International usage

Additional features

Easy Bill Pay Facility for electricity, telephone, mobile and other utility bills
Flexipay EMI for eligible purchases
Balance Transfer on EMI facility available

No rewards on

Fuel