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Co-BrandedEntryRuPay

Shaurya SBI Card

Annual fee₹250Waived on ₹0.5L spend
RewardsEarn 1 Reward Point per Rs. 100 spent on all other categories
Forex markup3.5%3.5% on all foreign currency transactions
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Welcome benefits

worth ₹250

1,000 Reward Points

Type
Reward Points
Trigger
On Annual Fee Payment

Rewards

Base earn rate

Earn 1 Reward Point per ₹100 spent on all other categories

CategoryDetails
CSDEarn 5X Reward Points on CSD, Dining, Movies, Departmental Stores and Grocery spends
DiningEarn 5X Reward Points on CSD, Dining, Movies, Departmental Stores and Grocery spends
MoviesEarn 5X Reward Points on CSD, Dining, Movies, Departmental Stores and Grocery spends
Departmental storesEarn 5X Reward Points on CSD, Dining, Movies, Departmental Stores and Grocery spends
GroceryEarn 5X Reward Points on CSD, Dining, Movies, Departmental Stores and Grocery spends

Redemption options

Statement credit:Pay card outstanding with Reward Points 4 Reward Points = Rs. 1Gift catalogue:Redeem Reward Points against a wide array of gifts from the Rewards Catalogue
  • • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
  • • Redemption fee: ₹99

Lounge access

Domestic

0visits / year

    International

    Not included

    Fees & charges

    Joining fee
    ₹250 + taxes
    Annual / renewal fee
    ₹250 + taxes
    Annual fee waiver
    Renewal Fee waived on annual spends of ₹50,000 or more
    Add-on card fee
    Nil
    Interest rate
    Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
    Interest-free period
    50 days
    Cash advance fee
    2.5% of transaction amount (subject to a minimum of ₹500)
    Overlimit fee
    2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
    Payment dishonour
    In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
    Forex markup
    3.5% on all foreign currency transactions
    DCC markup
    3.50%
    Reward redemption
    ₹99 per redemption
    Fuel surcharge
    1% waiver, on ₹500–₹3000 txns, max ₹100/cycle

    Late payment

    Outstanding amountLate fee
    ₹0 – ₹100₹0
    ₹101 – ₹500₹100
    ₹501 – ₹1,000₹500
    ₹1,001 – ₹10,000₹750
    ₹10,001 – ₹25,000₹950
    ₹25,001 – ₹50,000₹1,100
    Above ₹50,001₹1,300

    Insurance covers

    Air accident

    ₹2L

    Complimentary Personal Accidental Insurance Cover of Rs. 2 Lakh (applicable only on Rupay network cards

    Features

    ✓ International usage

    Additional features

    • Global acceptance at over 44 million merchant locations in 190 countries
    • 3.7 million terminals in India
    • ATM access at terminals displaying Pulse, Discover & Diners Club logos
    • Cash withdrawal from over 2 million ATMs across 190 countries/territories
    • 43,000+ SBI ATMs in India
    • Easy Bill Pay facility for utility bills

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