Shaurya SBI Card

Annual fee₹250Waived on ₹0.5L spend

RewardsEarn 1 Reward Point per Rs. 100 spent on all other categories

Forex markup3.5%3.5% on all foreign currency transactions

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Welcome benefits

worth ₹250

1,000 Reward Points

Base earn rate

Earn 1 Reward Point per ₹100 spent on all other categories

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Redemption fee: ₹99

Domestic

0visits / year

International

Not included

Joining fee: ₹250 + taxes
Annual / renewal fee: ₹250 + taxes
Annual fee waiver: Renewal Fee waived on annual spends of ₹50,000 or more
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹500–₹3000 txns, max ₹100/cycle

Late payment