What is the annual fee for Pride Platinum Credit Card?

The annual fee is ₹250, with a joining fee of ₹500. The annual fee is waived if you spend ₹20,000 or more in a calendar year.

How to apply for Pride Platinum Credit Card?

You can apply through Axis Bank's official website or partner channels. Eligibility criteria and exact application steps are available on the issuer's portal — check current requirements before applying.

What rewards does Pride Platinum Credit Card offer?

The card earns 2% EDGE REWARD Points on all purchases. EDGE points can be redeemed for various benefits as per Axis Bank's redemption catalog.

What are the eligibility criteria for Pride Platinum Credit Card?

Specific eligibility criteria are not detailed in the card specs provided. Visit Axis Bank's website or contact their support for income requirements, age limits, and other qualification details.

Does Pride Platinum Credit Card offer airport lounge access?

Lounge access details are not specified for this card. Check Axis Bank's official product page or contact their customer service to confirm any travel perks included.

Is Pride Platinum Credit Card worth it?

It's worth considering if you spend over ₹20,000 annually (fee waiver threshold) and value straightforward 2% rewards without complex categories. The 3.5% forex markup applies on international transactions, so it's best for domestic spenders.

Credit Cards

Co-BrandedMidVisa

Pride Platinum Credit Card

Community rewards for everyday spenders

Annual fee₹250Waived on ₹0.2L spend

Rewards1.00%2 EDGE REWARD Point per ₹200

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Axis Bank. Full disclaimer

Rewards

Base earn rate

4 points on every ₹200 spent on the Credit Card

EDGE REWARDS

Excludes: Fuel

• Redemption fee: ₹99

Lounge access

Domestic

0visits / year

International

Not included

Fees & charges

Joining fee: Nil
Annual / renewal fee: 1st Year: Nil 2nd Year onwards: ₹250 (Waived on spends of ₹20,000 in the preceding year) Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver
Annual fee waiver: Waived on spends of ₹20,000 in the preceding year. Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver
Add-on card fee: Add-on Card Joining Fee: Nil, Add-on Card Annual Fee: Nil
Interest rate: 3.75% p.m. (45.00% p.a.)
Interest-free period: 23 days
Cash advance fee: 2.5% (Min. ₹500) of the Cash Amount
Overlimit fee: 2.5% of over the limit amount (Min. ₹500)
Payment dishonour: ₹500
Forex markup: 3.50% of the transaction value
DCC markup: 1.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹250/cycle

Late payment

Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹1200 if total payment due is greater than ₹10,000 An additional ₹100 charge will be levied if the 'Minimum Amount Due (MAD)' is not paid for two consecutive cycles and will apply until the MAD is cleared.

View official MITC →

Insurance covers

Fraud liability

With zero lost card liability, you are protected against any fraudulent use of your card from the moment the loss is reported.

Eligibility

Age: 18–70 years

Employment types

Defence PersonnelGovernment Employee

Features

✓ Chip & PIN✓ International usage

Additional features

personalised_tricolour_design
4th_embossing_line_for_service

No rewards on

Fuel · Rent Mcc 6513 · Wallet Load Mcc 6540

FAQs

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Credit Cards

Co-BrandedMidVisa

Pride Platinum Credit Card

Community rewards for everyday spenders

Annual fee₹250Waived on ₹0.2L spend

Rewards1.00%2 EDGE REWARD Point per ₹200

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Axis Bank. Full disclaimer

Rewards

Base earn rate

4 points on every ₹200 spent on the Credit Card

EDGE REWARDS

Excludes: Fuel

• Redemption fee: ₹99

Lounge access

Domestic

0visits / year

International

Not included

Fees & charges

Joining fee: Nil
Annual / renewal fee: 1st Year: Nil 2nd Year onwards: ₹250 (Waived on spends of ₹20,000 in the preceding year) Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver
Annual fee waiver: Waived on spends of ₹20,000 in the preceding year. Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver
Add-on card fee: Add-on Card Joining Fee: Nil, Add-on Card Annual Fee: Nil
Interest rate: 3.75% p.m. (45.00% p.a.)
Interest-free period: 23 days
Cash advance fee: 2.5% (Min. ₹500) of the Cash Amount
Overlimit fee: 2.5% of over the limit amount (Min. ₹500)
Payment dishonour: ₹500
Forex markup: 3.50% of the transaction value
DCC markup: 1.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹250/cycle

Late payment

View official MITC →

Insurance covers

Fraud liability

With zero lost card liability, you are protected against any fraudulent use of your card from the moment the loss is reported.

Eligibility

Age: 18–70 years

Employment types

Defence PersonnelGovernment Employee

Features

✓ Chip & PIN✓ International usage

Additional features

personalised_tricolour_design
4th_embossing_line_for_service

No rewards on

Fuel · Rent Mcc 6513 · Wallet Load Mcc 6540

Pride Platinum Credit Card

Explore related credit cards

Guides and tools

Pride Platinum Credit Card

Explore related credit cards

Guides and tools