What is the annual fee for Axis Bank Rewards Credit Card?

The annual fee is ₹1,000, which can be waived if you spend ₹2,00,000 or more in a calendar year. There's also a ₹1,000 joining fee applicable at card issuance.

How to apply for Axis Bank Rewards Credit Card?

You can apply online through Axis Bank's official website or via OnePaisa's comparison platform. Ensure you meet the eligibility criteria and have required KYC documents ready for a smooth application process.

What rewards does Axis Bank Rewards Credit Card offer?

The card earns 1.6% EDGE REWARD Points on all spends. New cardholders receive 5,000 bonus points on cumulative spends of ₹1,000+ within 30 days of issuance, worth ₹1,000.

What are the eligibility criteria for Axis Bank Rewards Credit Card?

Eligibility criteria are not specified in the card details. We recommend checking Axis Bank's official website or contacting their customer service for current income requirements and eligibility norms.

Does Axis Bank Rewards Credit Card offer airport lounge access?

Yes, cardholders get complimentary access to domestic airport lounges up to 8 times per calendar year, ideal for frequent domestic travelers.

Is Axis Bank Rewards Credit Card worth it?

It's worth considering if you spend ₹2L+ annually to waive the fee and value steady 1.6% rewards on everyday purchases. The 8 lounge visits add value for frequent domestic travelers. Compare it with other reward cards on OnePaisa to find the best fit for your spends.

Credit Cards

LifestyleMidVisa

Axis Bank Rewards Credit Card

Steady rewards + lounge access for everyday spenders

Annual fee₹1,000Waived on ₹2.0L spend

Rewards1.28%1.6 EDGE REWARD Point per ₹125

Forex markup3.5%3.50% of the Transaction Value

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Welcome benefits

worth ₹1,000

5,000 EDGE REWARD Points on cumulative net spends of ₹1,000 or above within 30 days of card issuance

Type: Reward Points
Trigger: Spend ₹1,000 within 30 days

Rewards

Base earn rate

Unlimited 2 EDGE REWARD Points earned on every ₹125 spend.

EDGE REWARD

Category	Rate	Cap
Apparel And Departmental Stores	—	—

• Redemption fee: ₹99

Milestone benefits

Earn 1,500 EDGE REWARD points on net spends of ₹30,000 per statement cycle.

Lounge access

Domestic

8visits / year

Max 2 per quarter
Requires ₹50,000 prior spend

International

Not included

Fees & charges

Joining fee: ₹1000
Annual / renewal fee: ₹1000 (2nd year Onwards)
Annual fee waiver: On ₹2.0L spend
Add-on card fee: Nil
Interest rate: 3.75% p.m. (45.00% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (Min ₹500) of the Cash Amount
Overlimit fee: 2.5% of the over-limit amount (Min ₹500)
Payment dishonour: ₹500
Forex markup: 3.50% of the Transaction Value
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹400/cycle

Late payment

Nil if outstanding amount is less than ₹500 ₹ 500 if outstanding amount is between ₹501 and ₹5,000 ₹750 if outstanding amount is between ₹5,001 and ₹10,000 ₹1000 if outstanding amount is greater than ₹10,001 If the Minimum Amount Due (MAD) is not paid, Late Payment Charges (LPC) will be levied per the existing LPC structure. Additional charges of ₹100 will be levied only if the MAD payment is not made prior to the Payment Due Date (PDD) for two consecutive billing periods.

View official MITC →

Insurance covers

Purchase protection

₹1L

Baggage loss

₹500

Credit liability

₹1L

Eligibility

Age: 18–70 years

Features

Additional features

Membership benefits: Enjoy a bouquet of memberships up to ₹1,000 every anniversary year. Eligible customers will get the membership link via SMS on registered mobile number within 60 days of becoming eligible.
Swiggy discount: ₹150 instant discount on Swiggy on a minimum Transaction value of ₹500. The Offer is applicable only twice a calendar month per Card. Use code AXISREWARDS at the time of checkout.
Wednesday Delight: Beat the mid-week blues with exciting offers every Wednesday - Instant savings of up to 15% on flights & hotels via MakeMyTrip, 10% off on orders via Swiggy, 10% off upto ₹1000 on Tira

No rewards on

Fuel