Axis Bank Cashback Credit Card

• • Redemption fee: ₹99

Joining fee

₹1000+ GST for Primary Card. Not applicable on Addon Card

Annual / renewal fee

₹1000+ GST for Primary Card. Not applicable on Addon Card

Annual fee waiver

Spend ₹4,00,000 and above in an anniversary year to be eligible for annual fee waiver

Add-on card fee

Not applicable on Addon Card

Interest rate

3.75% p.m. (45.00% p.a.)

Interest-free period

50 days

Cash advance fee

2.5% of Transaction (Minimum ₹500)

Overlimit fee

2.5% (Minimum ₹500) of Overlimit amount

Payment dishonour

₹500

Forex markup

3.50% of Transaction value on International Non DCC Transactions

DCC markup

1.50%

Rent payment fee

1% (w.e.f. Jul 2025)

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Age

18–70 years

Card management via Credit Card Control Center.

• What is the annual fee for Axis Bank Cashback Credit Card?
• How to apply for Axis Bank Cashback Credit Card?
• What rewards does Axis Bank Cashback Credit Card offer?
• What are the eligibility criteria for Axis Bank Cashback Credit Card?
• Does Axis Bank Cashback Credit Card offer airport lounge access?
• Is Axis Bank Cashback Credit Card worth it?