How to use the Teachers Platinum Credit Card?

To use the HDFC Bank Teachers Platinum Credit Card, simply swipe it at any card-accepting terminal. You can also use it for online transactions. Earn rewards on educational spending and enjoy discounts on partner merchants. Pay bills, check statements, and manage your card online or through the HDFC Bank mobile app.

What are the benefits of the Teachers Platinum Credit Card?

The Teachers Platinum Credit Card offers various benefits such as reward points on every spend, fuel surcharge waiver, comprehensive insurance protection, and special gifts on Teachers' Day. It also provides access to exclusive offers and privileges curated for teachers.

What is the Teachers Platinum Credit Card?

The HDFC Bank Teachers Platinum Credit Card is a premium Credit Card designed specifically for teachers, offering exclusive Platinum Card benefits, rewards, and privileges tailored to their profession. It is a perfect companion for educators looking for teacher discounts, educator perks, and classroom supplies rewards.

How to apply for a Teachers Platinum Credit Card?

We are currently not accepting new applications for the HDFC Bank Teachers Platinum Credit Card. However, you can explore a range of other credit cards that may suit your needs. Click here to view our available options and find the right card for you.

Is the Teachers Platinum Credit Card free?

The Teachers Platinum Credit Card comes with an annual fee of ₹500 plus GST. However, if you spend ₹50,000 annually, your next year's annual fee will be waived.

Credit Cards

HDFC BankVISA

Teachers Platinum Credit Card

Co-BrandedMidVisa

Teachers Platinum Credit Card

Rewards for educators, no annual cost

Annual fee₹500Waived on ₹0.5L spend

Rewards0.67%1 Reward Point per ₹150

Forex markup3.5%3.5% on all foreign currency transactions

No longer offered

HDFC Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Not open to new applicants · kept here for reference

Independent comparison platform. Not affiliated with HDFC Bank. Full disclaimer

Rewards

Base earn rate

Up to 3X Reward Points on spends of ₹150 with an annual capping of 2,400 Reward Points

Category	Rate	Cap
General	3X	—

• Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
• Redemption fee: ₹99

Milestone benefits

500 Reward Points on Teacher's Day (05th September) every year

Lounge access

Domestic

0visits / year

International

Not included

Fees & charges

Joining fee: ₹500
Annual / renewal fee: ₹500 plus GST annually
Annual fee waiver: Starting from February 15, 2019, with the Teachers Platinum Credit Card, if you spend ₹50,000 annually, you will receive a waiver on the annual fee for the following year
Add-on card fee: Up to 3 lifetime free Add-on Credit Cards
Interest rate: An interest rate of 3.49% per month will be applied to any outstanding balance carried beyond the due date indicated on the bill. Effective September 1, 2020, a monthly interest rate of 3.6% (equivalent to an annual rate of 43.2%) will be levied on any unpaid balance remaining beyond the bill's due date
Interest-free period: 50 days
Cash advance fee: Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
Overlimit fee: 2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
Payment dishonour: 2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle

Late payment

Outstanding amount	Late fee
Up to ₹100	Nil
₹101-500	₹100
₹501-1,000	₹500
₹1,001-5,000	₹600
₹5,001-10,000	₹750
₹10,001-25,000	₹900
₹25,001-50,000	₹1,100
More than ₹50,000	₹1,300

Eligibility

Employment types

Teachers

Features

✓ Chip & PIN

Additional features

Card Controls via MyCards
Single Interface for Credit Cards, Debit Cards, Fastag and Consumer Durable Loans
Spends tracking
View and redeem points at the push of a button
Link your HDFC Bank Teachers Platinum Credit Card on PayZapp
Earn additional CashBack and CashPoints on utility bills, mobile recharges and more
Get ₹1,000 CashBack on shopping in-app over 200+ brands
Securely pay without the hassle of OTPs with 'Swipe to Pay'

Card management via MyCards.