What is Annual Fee and Renewal Fee of the card?

The Annual Fee of the card is Rs. 1,499 + taxes. The Renewal Fee is Rs. 1,499 + taxes from second year onwards. Renewal Fee is waived if annual spends in the previous year are Rs. 3 lakhs or more.

Can I use my card internationally?

Yes, you can withdraw cash from over 1 million Visa or Mastercard or American Express ATMs across the globe.

How can I apply for the card?

You can apply for an SBI Credit Card through our Website sbicard.com or via our Chatbot ILA. Alternatively, you can call SBI Card Helpline 39 02 02 02 (prefix your city STD code) or visit the nearest SBI branch.

Co-BrandedMidVisaMastercardAmerican Express✦ Apollo

Apollo SBI Card SELECT

Health benefits meet everyday rewards, zero cost

Annual fee₹1,499Waived on ₹3.0L spend

Rewards0.25%0.5 Reward Point per ₹200

Forex markup3.5%3.5% on all foreign currency transactions

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Welcome benefits

worth ₹1,500

Apollo 24|7 e-Gift Voucher worth ₹1,500 on payment of Joining Fee

Type: E-Gift Voucher
Trigger: Payment Of Joining Fee
Partner: Apollo 24|7

Rewards

Base earn rate

Earn 1 Reward Points per ₹200 spent on Other purchases

Category	Rate	Cap
Apollo 24\|7 And Apollo Pharmacy	—	—
Dining, Movies & Entertainment And Travel	—	—

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Redemption fee: ₹99

Milestone benefits

Renewal fee reversal on annual spends of Rs. 3 Lakhs Complimentary Noise Smartwatch worth Rs. 7,999 on annual spends of Rs. 6 Lakhs

Lounge access

Domestic

4visits / year

Max 1 per quarter

International

Priority Pass

—complimentary visits

Membership value USD 99

Fees & charges

Joining fee: ₹1,499 + taxes
Annual / renewal fee: ₹1,499 + taxes
Annual fee waiver: Renewal Fee waived if annual spends in the previous year are ₹3 Lakhs or more
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, max ₹100/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	Nil
₹100 – ₹500	₹100
₹500 – ₹1,000	₹500
₹1,000 – ₹10,000	₹750
₹10,000 – ₹25,000	₹950
₹25,000 – ₹50,000	₹1,100
Above ₹50,000	₹1,300

Eligibility

Age: 18+ years

Features

✓ Chip & PIN✓ International usage

Additional features

1-year complimentary FITPASS PRO Membership on payment of Joining Fee and retail transaction
Complimentary Comprehensive Health Check-up Package on spending Rs.50,000 within 90 days of joining
Spend Rs. 50,000 within 90 days of card anniversary every year to get complimentary Comprehensive Health Check-up package
Complimentary in-built Apollo Circle Benefits - Circle Benefits include up to 25% Value Back on medicine purchases at Apollo 24|7 and Apollo Pharmacy
Easy Bill Pay Facility - Pay your electricity, telephone, mobile and other utility bills