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Apollo SBI Card SELECT

Annual fee₹1,499Waived on ₹3.0L spend
RewardsEarn 1 Reward Points per Rs. 200 spent on Other purchases
Forex markup3.5%3.5% on all foreign currency transactions
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Welcome benefits

worth ₹1,500

Apollo 24|7 e-Gift Voucher worth ₹1,500 on payment of Joining Fee

Type
E-Gift Voucher
Trigger
Payment Of Joining Fee
Partner
Apollo 24|7

Rewards

Base earn rate

Earn 1 Reward Points per ₹200 spent on Other purchases

CategoryDetails
Apollo 24|7 and Apollo PharmacyEarn 10 Reward points per Rs. 100 spent on Apollo 24|7 and Apollo Pharmacy
Dining, Movies & Entertainment and TravelEarn 2 Reward Points per Rs. 100 spent on Dining, Movies & Entertainment and Travel

Redemption options

Apollo Health Credits:₹1 per point
  • • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
  • • Redemption fee: ₹99

Milestone benefits

  • Renewal fee reversal on annual spends of Rs. 3 Lakhs
  • Complimentary Noise Smartwatch worth Rs. 7,999 on annual spends of Rs. 6 Lakhs

Lounge access

International

Priority Pass

—complimentary visits

  • Membership value USD 99

Fees & charges

Joining fee
₹1,499 + taxes
Annual / renewal fee
₹1,499 + taxes
Annual fee waiver
Renewal Fee waived if annual spends in the previous year are ₹3 Lakhs or more
Add-on card fee
Nil
Interest rate
Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period
50 days
Cash advance fee
2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee
2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour
In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup
3.5% on all foreign currency transactions
DCC markup
3.50%
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, max ₹100/cycle

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹10,000₹750
₹10,001 – ₹25,000₹950
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Eligibility

Age
18+ years

Features

✓ Chip & PIN✓ International usage

Additional features

  • 1-year complimentary FITPASS PRO Membership on payment of Joining Fee and retail transaction
  • Complimentary Comprehensive Health Check-up Package on spending Rs.50,000 within 90 days of joining
  • Spend Rs. 50,000 within 90 days of card anniversary every year to get complimentary Comprehensive Health Check-up package
  • Complimentary in-built Apollo Circle Benefits - Circle Benefits include up to 25% Value Back on medicine purchases at Apollo 24|7 and Apollo Pharmacy
  • Easy Bill Pay Facility - Pay your electricity, telephone, mobile and other utility bills

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Joining₹1.5K
Annual₹1.5K/yr
Reward0.25%Assumes Shop n Smile / BPCL fuel redemption (4 RP = Rs.1)
Credit
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  • 2X reward points on dining, movies & grocery
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IRCTC SBI Card Premier

Joining₹1.5K
Annual₹1.5K/yr
Reward0.80%Assumes 1 Reward Point = INR 1 per issuer T&C, stated as the statement-debit adjustment conversion value (“1 Reward point = INR 1”); IRCTC SBI Card Premier points are transferred monthly to the IRCTC loyalty account for redemption toward railway/complimentary tickets.
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VISA
SState Bank of India

OLA Money SBI Card

JoiningFREE
AnnualFREE
Reward1% Reward Points on all other spends
No longer offered

State Bank of India is no longer accepting applications for this card.