VISA
HDFC BankSolitaire Credit Card
Joining₹500
Annual₹500/yr
Reward3 Reward Points for every ₹150 spent
No longer offered
HDFC Bank is no longer accepting applications for this card.
LifestyleEntryVisaRuPay
PIXEL Go Credit Card
Annual fee₹250Waived on ₹0.5L spend
Rewards1%Cashback
Forex markup3.5%3.5% on all foreign currency transactions
Secure · Free · No spam calls
Independent comparison platform. Not affiliated with HDFC Bank. Full disclaimer
Welcome benefits
worth ₹250Joining fee waiver on spending ₹10,000 within 90 days
- Type
- Fee Waiver
- Trigger
- Spend ₹10,000 within 90 days
Rewards
Base earn rate
1% CashBack on eligible transactions
PIXEL CashPoints
| Category | Details |
|---|---|
| Smartbuy | 5% CashBack on eligible transactions via SmartBuy |
| Upi | 1% Cashback on UPI spends |
Redemption options
Payzapp wallet:Upon the accumulation of 500 PIXEL CashPoints, they can be redeemed easily to the PayZapp Wallet and used to purchase your choice of brand vouchers within PayZapp digitally(minimum 500 points)
Cashback categories
1% on eligible transactions, 5% on SmartBuy, 1% on UPI spends
- • PIXEL CashPoints are valid for 2 years from the date of accumulation
- • Minimum redemption: 500 points
- • Redemption fee: ₹99
Milestone benefits
- Joining fee waiver
- Renewal membership fee waived off for next year
Fees & charges
- Joining fee
- ₹250/- + Applicable Taxes
- Annual / renewal fee
- ₹250/- + Applicable Taxes
- Annual fee waiver
- Spend ₹50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
- Interest rate
- Revolving Credit: Available at a nominal interest rate on your HDFC Bank PIXEL Go Credit Card
- Interest-free period
- 50 days
- Cash advance fee
- Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
- Overlimit fee
- 2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
- Payment dishonour
- 2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
- Forex markup
- 3.5% on all foreign currency transactions
- DCC markup
- 3.50%
- Reward redemption
- ₹99 per redemption
- Fuel surcharge
- 1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Late payment
| Outstanding amount | Late fee |
|---|---|
| ₹0 – ₹100 | ₹0 |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹1,000 | ₹500 |
| ₹1,001 – ₹5,000 | ₹600 |
| ₹5,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹900 |
| ₹25,001 – ₹50,000 | ₹1,100 |
| Above ₹50,001 | ₹1,300 |
Insurance covers
Fraud liability
Zero lost card liability: In the unfortunate event of losing your HDFC Bank PIXEL Go Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
Eligibility
- Income (salaried)
- Salaried: Income (Monthly) - ₹12,000. Self-Employed: Annual ITR > ₹6,00,000
- Income (self-employed)
- ₹6L/year
- Age
- 21–60 years
Employment types
SalariedSelf-Employed
Required documents
- Passport
- Aadhaar card
- Voter ID
- Driving licence
- PAN card
- Passport size photograph
- Utility bills (electricity, water, gas, or telephone)
- Rental agreement
Features
✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage
Additional features
- Fully digital onboarding and management via PayZapp
- Tap & Pay contactless payments
- Swipe to Pay for OTP-free online transactions
- Scan & Pay via UPI
- End to end management via PayZapp
- Track spends and rewards
- Raise tickets in-app via help center
- Digital statements
- FD-backed card option available
Card management via PayZapp.
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No longer offered
HDFC Bank is no longer accepting applications for this card.
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Guides and tools
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