State Bank of IndiaVISA

Flipkart SBI Card

CashbackEntryVisa✦ Flipkart

Flipkart SBI Card

Cashback rewards without the annual fee burden

Annual fee₹500Waived on ₹3.5L spend

Rewards—

Forex markup3.5%3.5% on all foreign currency transactions

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Welcome benefits

worth ₹1,250

₹250 Flipkart Gift Card + ₹1000 additional benefit on first Flipkart transaction

Type: Gift Card
Trigger: Fee Realisation + First Transaction
Partner: Flipkart

Rewards

Cashback categories

5% Cashback on Flipkart 12% Off on Cleartrip 7.5% Cashback on Myntra 4% Cashback on Preferred / Select Merchants 1% Cashback on all other eligible spends

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Redemption fee: ₹99

Lounge access

Domestic

0visits / year

International

Not included

Fees & charges

Joining fee: ₹500 + taxes. Joining Fee is waived off for First-Year Free cards (offer during selected period).
Annual / renewal fee: ₹500 + taxes
Annual fee waiver: Reversal of renewal fee on annual spends of ₹3.5 Lakhs
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹500–₹4000 txns, max ₹400/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹950
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

Eligibility

Age: 18+ years

Features

✓ Contactless✓ International usage

Additional features

Easy Bill Pay Facility
Flexipay EMI
Balance Transfer on EMI
Add-on Cards

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No longer offered

State Bank of India is no longer accepting applications for this card.

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