Club Vistara SBI Card

• • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• • Redemption fee: ₹99

1 hotel e-Voucher from Yatra worth Rs. 5,000 on annual spends of Rs. 5 lakhs Cardholders whose card renewal date precedes 01 April 2025 will still be able to avail the Milestone Benefits, if, and when they become eligible for the same. Fee will be charged on such cards. Milestone Benefit of 1 Economy Ticket each, on annual spend of Rs. 1.25 lakhs, Rs. 2.5 lakhs and Rs. 5 lakhs will be discontinued for all cards due for renewal after 01 April 2025. Fee will not be charged on such cards.

Joining fee

₹1,499 + taxes

Annual / renewal fee

₹0

Annual fee waiver

Renewal Fee (per annum): Nil. There is no Renewal Fee from second year onwards.

Add-on card fee

Nil

Interest rate

Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25

Interest-free period

50 days

Cash advance fee

2.5% of transaction amount (subject to a minimum of ₹500)

Overlimit fee

2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.

Payment dishonour

In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500

Forex markup

3.5% on all foreign currency transactions

DCC markup

3.50%

Reward redemption

₹99 per redemption

Age

18+ years

• What is Annual Fee and Renewal Fee of the card?
• Can I use my card internationally?
• How can I apply for the card?