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RewardsEntryVisa✦ Tata Neu

Tata Neu Plus SBI Card

Annual fee₹499Waived on ₹1.0L spend
Rewards1% Value Back as NeuCoins on other spends, including UPI transactions. 1 NeuCoin = Re.1 savings
Forex markup3.5%3.5% on all foreign currency transactions
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Independent comparison platform. Not affiliated with State Bank of India. Full disclaimer

Welcome benefits

worth ₹499

499 NeuCoins

Type
Neucoins
Trigger
within 15 days
Partner
Tata Neu

Rewards

Base earn rate

1% Value Back as NeuCoins on other spends, including UPI transactions. 1 NeuCoin = Re.1 savings

NeuCoins

CategoryDetails
Tata Neu App/Website and partner Tata brandsGet 2% Value Back as NeuCoins on Non-EMI spends at the Tata Neu App/Website and partner Tata brands.
Select category spends at Tata Neu App/WebsiteExtra 5% Value Back as NeuCoins on select category spends at the Tata Neu App / Website.

Redemption options

Tata Neu App/Website and partner Tata brands:₹1 per point
  • • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
  • • Redemption fee: ₹99

Lounge access

Domestic

4visits / year

  • Max 1 per quarter
  • Requires ₹50,000 prior spend

International

Not included

Fees & charges

Joining fee
₹499 + taxes
Annual / renewal fee
₹499 + taxes
Annual fee waiver
Annual Fee reversal on annual spends of 1 Lakh or more. Spend based Renewal Fee will be reversed within 30 days from Annual fee charged date
Add-on card fee
Nil
Interest rate
Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period
50 days
Cash advance fee
2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee
2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour
In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup
3.5% on all foreign currency transactions
DCC markup
3.50%
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, on ₹500–₹4000 txns, max ₹250/cycle

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹10,000₹750
₹10,001 – ₹25,000₹950
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Eligibility

Age
18+ years

Features

✓ Contactless✓ UPI linkage

Additional features

  • Easy Bill Pay Facility - Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility

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