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Doctor's SBI Card (in Association with IMA)

Professional card tailored for India's medical community

Annual fee₹1,499Waived on ₹2.0L spend
RewardsEarn 1 Reward Point per Rs. 100 for all other spends
Forex markup3.5%3.5% on all foreign currency transactions
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Welcome benefits

worth ₹1,500

Welcome e-Gift Voucher worth ₹1,500 from Yatra.com

Type
E-Gift Voucher
Partner
Yatra.com

Rewards

Base earn rate

Earn 1 Reward Point per ₹100 for all other spends

CategoryDetails
Medical SuppliesGet 5X Reward Points on Medical Supplies
Travel BookingsGet 5X Reward Points on Travel Bookings
International SpendsGet 5X Reward Points on International Spends
Doctor's Day (1 July)Get 5X Reward Points on all spends on Doctor's Day i.e. 1 July

Redemption options

Statement Credit:Pay your card outstanding with Reward Points. 4 Reward Points = Re. 1Reward Catalogue:Redeem Reward Points against a host of options from the Reward Catalogue
  • • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
  • • Redemption fee: ₹99

Milestone benefits

  • E-Gift voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on annual spends of Rs. 5 lakhs
  • Renewal fee reversal on annual spends of Rs.2 lakhs

Lounge access

Domestic

4visits / year

  • Max 1 per quarter
SBI Network-Partner Lounge Program (Visa/RuPay/Mastercard) lounge programme →

International

Priority Pass

4complimentary visits

  • Membership value USD 99

Fees & charges

Joining fee
₹1,499 + taxes
Annual / renewal fee
₹1,499 + taxes
Annual fee waiver
Renewal Fee reversal on annual spends of ₹2 lakhs
Add-on card fee
Nil
Interest rate
Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period
50 days
Cash advance fee
2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee
2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour
In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup
3.5% on all foreign currency transactions
DCC markup
3.50%
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, on ₹500–₹4000 txns, max ₹250/cycle

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹10,000₹750
₹10,001 – ₹25,000₹950
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Eligibility

Age
18+ years

Features

✓ Contactless✓ Chip & PIN✓ International usage

Additional features

  • Easy Bill Pay Facility
  • IMA Association Membership
  • Professional Indemnity Insurance

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