Kotak Solitaire Business Credit Card

• • Minimum redemption: 500 points

Joining fee

Nil

Annual / renewal fee

₹0

Annual fee waiver

No. As long as you qualify for Kotak Solitaire Business, there are no joining or annual fees.

Add-on card fee

Not Applicable

Interest rate

1.99% (Annualized @ 23.88 %)

Interest-free period

48 days

Cash advance fee

Not Allowed

Overlimit fee

Not Allowed

Payment dishonour

₹500

Forex markup

A 1.99% mark-up is charged on international transactions.

DCC markup

3.50%

Fuel surcharge

1% waiver, on ₹500–₹5000 txns, max ₹400/cycle

You qualify for the Solitaire Business Credit Card if you join the Solitaire Business program by maintaining a Relationship Value (RV) of over ₹1crore with Kotak Mahindra Bank.

Card management via Kotak Mobile Banking App.

• Who is eligible for the Kotak Solitaire Business Credit Card?
• Is there a joining or annual fee on the card?
• What is the fee for Forex transactions?
• Is there a fuel surcharge waiver?
• Are there charges on reward point redemption?
• How do I activate my card?
• Can I withdraw cash from an ATM using this card?
• Is there an option for an add-on card?
• How can I access my reward points?
• What's the redemption value of reward points?
• On what categories do I not earn reward points?
• Do I earn reward points on foreign transactions?
• Is there a cap on reward points?
• How can I earn accelerated reward points?
• Can I transfer reward points to hotel or airline loyalty programs?
• How do I redeem my points through Kotak Unbox?
• How do I access domestic airport lounges?
• What are the top brands available on Nuclei?
• How can I claim insurance?