What is Annual Fee and Renewal Fee of the card?

The Annual Fee of the card is Rs. 2,999 + taxes. The Renewal Fee is Rs. 2,999 + taxes from second year onwards.

Can I use my card internationally?

Yes, you can use your KrisFlyer SBI Card at over 24 million outlets across the globe, including 3,25,000 outlets in India. You can withdraw cash from over 1 million MasterCard or Visa ATMs across the globe.

How can I apply for the card?

You can apply for an SBI Credit Card through our Website sbicard.com or via our Chatbot ILA. Alternatively, you can call SBI Card Helpline 39 02 02 02 (prefix your city STD code) or visit the nearest SBI branch.

Credit Cards

State Bank of IndiaMastercard

KrisFlyer SBI Card

TravelPremiumMastercardVisa✦ Singapore Airlines KrisFlyer

KrisFlyer SBI Card

Fly Singapore Airlines with every swipe

Annual fee₹2,999

Rewards0.50%1 KrisFlyer Mile per ₹200

Forex markup3.5%3.5% on all foreign currency transactions

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Welcome benefits

3,000 KrisFlyer Miles on payment of Annual Fees and first transaction

Type: Miles
Trigger: within 60 days
Partner: Singapore Airlines KrisFlyer

Rewards

Base earn rate

2 KrisFlyer Miles per ₹200 on other eligible spends

KrisFlyer

Category	Rate	Cap
Singapore Airlines Group	—	—
International Spends	—	—

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Redemption fee: ₹99

Milestone benefits

Threshold —→ Additional 3,000 KrisFlyer Miles
Threshold —→ Tier upgrade to KrisFlyer Elite Silver Membership

Lounge access

Domestic

4visits / year

Max 1 per quarter

International

Priority Pass

4complimentary visits

Membership value USD 99

Fees & charges

Joining fee: ₹2,999 + taxes
Annual / renewal fee: ₹2,999 + taxes
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹500–₹4000 txns, max ₹250/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	Nil
₹100 – ₹500	₹100
₹500 – ₹1,000	₹500
₹1,000 – ₹10,000	₹750
₹10,000 – ₹25,000	₹950
₹25,000 – ₹50,000	₹1,100
Above ₹50,000	₹1,300

Insurance covers

Fraud liability

₹1L

Fraud loss cover of Rs. 1 lakh

Baggage loss

₹1L

Eligibility

Age: 18+ years

Features

✓ Contactless✓ International usage

Additional features

Accepted at over 24 million outlets globally, including 3,25,000 in India
Withdraw cash from over 1 million MasterCard or Visa ATMs, including 18,000 ATMs in India and over 10,000 SBI ATMs across 100 plus cities in India
Easy Bill Pay Facility - Pay your electricity, telephone, mobile and other utility bills