What is Annual Fee and Renewal Fee of the card?

The Annual Fee of the card is Rs. 2,999 + taxes. The Renewal Fee is Rs. 2,999 + taxes from second year onwards.

How can I apply for an Add-on card?

You can apply for an absolutely free Add-on SBI Credit Card for your parents, spouse, children or siblings above the age of 18. All you need to do is fill the application form and submit the KYC documents and you will have your card.

How can I apply for the card?

You can apply for an SBI Credit Card through our Website sbicard.com or via our Chatbot ILA. Alternatively, you can call SBI Card Helpline 39 02 02 02 (prefix your city STD code) or visit the nearest SBI branch.

LifestylePremiumVisa✦ Titan

Titan SBI Card

Luxury rewards with zero annual cost

Annual fee₹0

Rewards6.00%6 Reward Point per ₹100

Forex markup3.5%3.5% on all foreign currency transactions

Apply Now Check Eligibility →

Secure · Free · No spam calls

Welcome benefits

worth ₹3,000

12,000 Reward Points worth ₹3,000 on payment of Annual Fees

Type: Reward Points
Trigger: Payment Of Annual Fee

Rewards

Base earn rate

6 Reward Points per ₹100 on all other categories outside Titan spends

Excludes: Fuel, Wallet Upload, Property Rental, Utilities

Category	Rate	Cap
Chemist, Pharmacy, Sports, Dining And Movies	—	—
All Other Spends (Excluding Titan)	—	—

Cashback category	Rate	Cap
Tanishq	—	—
Mia, CaratLane & Zoya	—	—
World Of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata	—	—

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Redemption fee: ₹99

Milestone benefits

Spend Based Reversal on annual spends of Rs 3 lakhs Additional Gift Voucher worth Rs. 5,000 on annual spends of Rs 5 lakhs Additional Gift Voucher worth Rs. 10,000 on annual spends of Rs 10 lakhs Gift Vouchers are redeemable only at exclusive Titan Stores

Lounge access

Domestic

8visits / year

Max 2 per quarter

Visa Lounge Program

International

Priority Pass

—complimentary visits

Fees & charges

Joining fee: ₹2,999 + taxes
Annual / renewal fee: ₹0
Annual fee waiver: On ₹3.0L spend
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, max ₹100/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	Nil
₹100 – ₹500	₹100
₹500 – ₹1,000	₹500
₹1,000 – ₹10,000	₹750
₹10,000 – ₹25,000	₹950
₹25,000 – ₹50,000	₹1,100
Above ₹50,000	₹1,300