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CashbackEntryVisaMastercard✦ Karur Vysya Bank

Karur Vysya Bank SBI Card

Annual fee₹499Waived on ₹1.0L spend
Rewards1 Reward Point per Rs. 150 spent on other categories (4 Reward Points = Re. 1)
Forex markup3.5%3.5% on all foreign currency transactions
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Welcome benefits

worth ₹500

2,000 Bonus Reward Points

Type
Reward Points
Trigger
Spend ₹2,000 within 60 days

Rewards

Base earn rate

1 Reward Point per ₹150 spent on other categories (4 Reward Points = Re. 1)

CategoryDetails
Departmental stores10 Reward Points per Rs. 150 spent on Departmental and Grocery Stores
Grocery10 Reward Points per Rs. 150 spent on Departmental and Grocery Stores

Redemption options

Statement credit:Redeem Reward Points to pay the outstanding balance on your credit cardGift catalogue:redeem against a wide array of gifts
  • • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
  • • Redemption fee: ₹99

Milestone benefits

  • Annual Fee ReversalAnnual

Fees & charges

Joining fee
₹499 + taxes
Annual / renewal fee
₹499 + taxes
Annual fee waiver
Get your annual fee reversed on spending ₹1 lakh in the previous year
Add-on card fee
Nil
Interest rate
Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period
50 days
Cash advance fee
2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee
2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour
In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup
3.5% on all foreign currency transactions
DCC markup
3.50%
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, on ₹500–₹3000 txns, max ₹100/cycle

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹10,000₹750
₹10,001 – ₹25,000₹950
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Eligibility

Age
18+ years

Features

✓ International usage

Additional features

  • Easy Bill Pay Facility - Pay your electricity, telephone, mobile and other utility bills
  • Online Railway Tickets Booking - Book railway tickets online and get them delivered at your doorstep

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No longer offered

State Bank of India is no longer accepting applications for this card.

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