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PremiumMidVisa✦ Karur Vysya Bank

Karur Vysya Bank - SBI Platinum Credit Card

Annual feeSee fee details
Rewards2 Reward Points for every Rs. 100 spent on other categories
Forex markup3.5%3.5% on all foreign currency transactions
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Welcome benefits

worth ₹3,000

₹3,000 e-Gift Voucher

Type
E-Gift Voucher
Partner
Bata / Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com

Rewards

Base earn rate

2 Reward Points for every ₹100 spent on other categories

CategoryDetails
Dining5X Reward Points on Dining
Departmental Stores5X Reward Points on Departmental Stores
International spends5X Reward Points on International spends

Redemption options

Statement credit:Redeem Reward Points against outstanding credit card duesCatalogue:Redeem for exciting items from the Rewards Catalogue
  • • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
  • • Redemption fee: ₹99

Milestone benefits

  • Rs. 3000 e-Gift Voucher on annual spends of Rs. 4 lakhs from any of the following brands: Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside and Shoppers Stop
  • Rs. 3000 e-Gift Voucher on annual spends of Rs. 5 lakhs from any of the following brands: Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside and Shoppers Stop
  • Rs. 3,000 vouchers on Rs. 2 lakhs spent in the previous year. Redeem the voucher with any of the following brand partners – Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside and Shoppers Stop

Lounge access

Domestic

8visits / year

  • Max 2 per quarter

International

Priority Pass

0complimentary visits

  • Membership value USD 99

Fees & charges

Joining fee
₹2999 + taxes
Annual / renewal fee
₹2999 + taxes
Add-on card fee
Nil
Interest rate
Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period
50 days
Cash advance fee
2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee
2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour
In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup
3.5% on all foreign currency transactions
DCC markup
3.50%
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, on ₹500–₹4000 txns, max ₹250/cycle

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹10,000₹750
₹10,001 – ₹25,000₹950
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300
View official MITC →

Insurance covers

Fraud liability

₹1L

Complimentary Credit Card Fraud Liability Cover of Rs. 1 lakh. This cover is liable for a period of 48 hours prior to reporting of loss, to 7 days post reporting of loss.

Eligibility

Age
18+ years

Features

✓ International usage✓ Emergency replacement

Additional features

  • Easy Bill Pay Facility - Pay your electricity, telephone, mobile and other utility bills
  • Online Railway Tickets Booking - Book railway tickets online and get them delivered at your doorstep
  • Cash on the Go - Withdraw cash from over 1 million Visa ATMs worldwide
  • Global Acceptance - Accepted at over 2 million Visa outlets worldwide and over 2,85,000 outlets in India

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