What is Annual Fee and Renewal Fee of the card?

The Annual Fee of the card is Rs. 499 + taxes. The Renewal Fee is Rs. 499 + taxes from second year onwards. Renewal Fee is reversed if annual spends for last year >= Rs. 1,00,000.

Can I use my card internationally?

Yes, you can use your SimplySAVE SBI CARD at over 24 million outlets across the globe, including 3,25,000 outlets in India. You can use your card to make payments at any outlet that accepts Visa / Master Card. You can withdraw cash from over 1 million Visa or MasterCard ATMs across the globe.

How can I apply for the card?

To apply UCO Bank SimplySAVE SBI Card, visit the nearest UCO Bank Branch.

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UCO Bank SimplySAVE SBI Card

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UCO Bank SimplySAVE SBI Card

Flat rewards with zero annual cost

Annual fee₹499Waived on ₹1.0L spend

Rewards0.45%0.67 Reward Point per ₹150

Forex markup3.5%3.5% on all foreign currency transactions

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Welcome benefits

worth ₹500

2,000 Bonus Reward Points worth ₹500 on spending ₹2,000 or more in first 60 days

Type: Reward Points
Trigger: Spend ₹2,000 within 60 days

Rewards

Base earn rate

1 Reward Point per ₹150 spent on all other spends

Category	Rate	Cap
Dining	10X	—
Movies	10X	—
Departmental Stores	10X	—
Grocery	10X	—

• Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• Redemption fee: ₹99

Fees & charges

Joining fee: ₹499 + taxes
Annual / renewal fee: ₹499 + taxes
Annual fee waiver: Renewal Fee is reversed if annual spends for last year >= ₹1,00,000
Add-on card fee: Nil
Interest rate: Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25
Interest-free period: 50 days
Cash advance fee: 2.5% of transaction amount (subject to a minimum of ₹500)
Overlimit fee: 2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.
Payment dishonour: In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹500–₹3000 txns, max ₹100/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	Nil
₹100 – ₹500	₹100
₹500 – ₹1,000	₹500
₹1,000 – ₹10,000	₹750
₹10,000 – ₹25,000	₹950
₹25,000 – ₹50,000	₹1,100
Above ₹50,000	₹1,300