AURUM Credit Card

• • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• • Redemption fee: ₹99

Joining fee

₹ 9999+ taxes

Annual / renewal fee

₹ 9999+ taxes

Annual fee waiver

On an annual Spend of 12L there is Spend Base Reversal

Interest rate

Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25

Interest-free period

50 days

Cash advance fee

2.5% of transaction amount (subject to a minimum of ₹500)

Overlimit fee

2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.

Payment dishonour

In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500

Forex markup

Enjoy the exclusive privilege of the low forex mark-up of 1.99% on international transactions

DCC markup

1.99%

Reward redemption

₹99 per redemption

Card management via SBI Card app.

• What are the offers & deals available on my cards?
• In case I forget my AURUM Card online user id & password, then how can I reset the same?
• What is the Forex markup on my AURUM Card?
• What is the minimum spend for annual fee reversal?