VISA
Kotak Mahindra BankIndigo Kotak Premium Credit Card
Joining₹3K
Annual₹3K/yr
Reward2%
Apply Now
🔒 Secure & Free
Loading card…
Premium rewards without annual fees, invite-only prestige
Kotak Mahindra Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.
Independent comparison platform. Not affiliated with Kotak Mahindra Bank. Full disclaimer
800 Reward points worth ₹800 free every month
Base earn rate
1 reward point for 125 spend
Kotak Rewards
Get 800 Reward points worth Rs 800 free every month with your Kotak Infinite Credit Card. # Crediting of reward points in lieu of 2 free PVR tickets is an interim change in the feature of the card.
Domestic
16visits / year
International
Not included
Late payment
Outstanding Balance: <₹100: 0.0; ₹100-₹500: ₹100; ₹501-₹1000: ₹500; ₹1001-₹5,000: ₹500; ₹5,001-₹10,000: ₹600; ₹10,001-₹25,000: ₹800; ₹25,001-₹50,000: ₹1000; >₹50,000: ₹1200
Additional features
Rewards / year
₹4,800
≈ 0.80% effective
Annual fee
₹0
no published waiver
Net steady-state return
+₹4,800/year
Strong fit at this spend
At ₹50,000/month, rewards outrun the fee by ₹4,800 a year.
Kotak Mahindra Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.
One-time welcome benefit — Recurring monthly benefit, not a one-time welcome: '800 Reward points worth Rs 800 free every month' (Rs 9,600/yr in RP value); no one-time joining/welcome bonus is published, so welcome_benefit_value_inr left null.
Based on published rates as of 2026-08-07; assumes Issuer anchors 800 Reward points as 'worth Rs 800' (1 RP = Rs 1) on its own product/features page; no separate redemption-rupee-value or restriction is published on the reward-redemption page (points redeemable for cash, air tickets, air miles, movie tickets, mobile recharge, e-vouchers, shopping across 10,000 products).. Rewards estimates, not guarantees.
🎯 Not sure this card is right for you?
Try our Card Finder — get personalized picks in 30 seconds.
Kotak Mahindra Bank🔒 Secure & Free
Kotak Mahindra Bank🔒 Secure & Free
Kotak Mahindra Bank🔒 Secure & Free
📖 Guides about this card
🔧 Useful tools