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Axis BankAxis MyZone RuPay Credit Card
Joining₹250
Annual₹250/yr
Reward1%
Credit
- UPI-linked credit card
- RuPay network benefits
- Cashback on utility bills
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Premium rewards for consistent high spenders
Independent comparison platform. Not affiliated with Axis Bank. Full disclaimer
Choose any one voucher worth ₹12,500 from Luxe gift card, The Postcard Hotels gift voucher, or Yatra gift voucher
Base earn rate
Earn 12 EDGE Reward points per ₹200 on spends up to ₹1.50 Lakhs
EDGE Rewards
Domestic
Unlimitedvisits / year
International
Priority Pass—complimentary visits
Employment types
Required documents
Remaining 65% of spend earns the 1.2% base rate.
Rewards / year
₹15,030
≈ 2.50% effective
Annual fee
₹12,500
waives at ₹25,00,000/yr
Net steady-state return
+₹2,530/year
Strong fit at this spend
At ₹50,000/month, rewards outrun the fee by ₹2,530 a year.
One-time joining fee (year 1 only): ₹12,500
One-time welcome benefit — DB hint states a voucher worth ₹12,500 (Luxe/Postcard Hotels/Yatra) but this could NOT be verified first-hand in any readable issuer PDF; product page is JS-rendered (nav shell only). Left null per NULL-over-guess.
Based on published rates as of 2026-08-07; assumes 1 EDGE Reward Point = ₹0.20 via EDGE Rewards catalogue / partner-store Pay-with-Points (issuer FAQ example: 4,000 pts = ₹800; IKEA 1 pt = ₹0.2). This is the marketed redemption path Magnus T&C references (edgerewards.axisbank.co.in/lms). Miles Transfer to 20 airline/hotel partners at 5:2 ratio (capped 5 lakh pts/yr) is a higher-value secondary path but carries no issuer-published clean ₹ anchor. SMS-based redemption varies 0.12–0.20 by MCC.. Rewards estimates, not guarantees.
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Axis Bank🔒 Secure & Free
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