What is the annual fee for Miles & More Axis Bank Credit Card?

The annual fee is ₹3,500, with an identical joining fee of ₹3,500. This is charged from the first year itself, so factor it into your reward calculations if you're a moderate spender.

How to apply for Miles & More Axis Bank Credit Card?

You can apply directly through Axis Bank's website or use OnePaisa's comparison platform to initiate your application. Standard KYC documents (ID proof, address proof, income proof) will be required as per the bank's eligibility criteria.

What rewards does Miles & More Axis Bank Credit Card offer?

The card earns Miles & More miles on all purchases—a premium global currency accepted across multiple airline and travel partners. You'll receive up to 15,000 welcome bonus miles upon approval, jumpstarting your redemption potential.

What are the eligibility criteria for Miles & More Axis Bank Credit Card?

Specific eligibility criteria are not detailed in the available card information. Visit Axis Bank's official website or contact their customer service to confirm minimum income, credit score, and residency requirements.

Does Miles & More Axis Bank Credit Card offer airport lounge access?

Yes, the card includes Priority Pass and provides 2 complimentary domestic lounge visits per year, giving you relaxed airport experiences on your business and leisure travels.

Is Miles & More Axis Bank Credit Card worth it?

It's worth considering if you're a frequent flyer who values global miles currency and can leverage the Priority Pass and lounge visits. However, the ₹7,000 combined joining and annual fee means you'll need consistent spend and high redemption value to offset costs.

Credit Cards

TravelPremiumMastercard✦ Miles & More

Miles & More Axis Bank Credit Card

Frequent flyer miles card with annual lounge access

Annual fee₹3,500

Rewards—

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Axis Bank. Full disclaimer

Welcome benefits

Up to 15,000 Bonus Welcome Miles and Priority Pass

Type: Miles
Trigger: On First Transaction
Partner: Miles & More

Rewards

Base earn rate

Earn unlimited and never expiring miles. Easily earn up to 55,000 miles in your first year and redeem them for exciting rewards.

Miles & More

Excludes: Reversals, Fraud Transactions, Fee Payments, Cash Withdrawals, Advances, Interest Charges, EMI Transactions, Fuel, Wallet Loads, Wallet Spends, Rent, Insurance, Utilities, Government Spends, Gold, Jewelry

Redemption value

flights: —upgrades: —hotels: —shopping: —car_rentals: —

• While the Miles & More Axis Bank Credit Card is in use, award miles will never expire. Accumulate miles and enjoy benefits like award flights, a stay in a luxury resort or a dream vacation.
• Redemption fee: ₹99

Lounge access

Domestic

2visits / year

International

Priority Pass

—complimentary visits

Fees & charges

Joining fee: World: ₹3,500 + GST; World Select: ₹10,000 + GST
Annual / renewal fee: World: ₹3,500 + GST (2nd year onwards); World Select: ₹4,500 + GST (2nd year onwards)
Annual fee waiver: The joining fee and the annual fee are waived for HON and Senator Status members, where the status will be defined as per the status for Miles & More membership account.
Add-on card fee: Nil
Interest rate: 3.70% p.m. (44.40% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (Min. ₹500) of the Cash Amount
Overlimit fee: 2.5% of the overlimit amount (Min. ₹500)
Payment dishonour: ₹500
Forex markup: 3.50% of the transaction value
DCC markup: 3.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Late payment

Nil if Total Payment Due is less than ₹500; ₹500 if total payment due is between ₹501 - ₹5,000; ₹750 if total payment due is between ₹5,001 - ₹10,000; ₹1200 if total payment due is greater than ₹10,000; Additional ₹100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until the MAD is cleared.

View official MITC →

Insurance covers

Air accident

Miles & More Axis Bank Credit Card also covers any mishaps through insurance on baggage losses, air accidents, lost card or credit shield.

Eligibility

Age: 18–70 years

Required documents

residence proof
identity proof
PAN card / Form 60
income proof
colour photograph

Features

✓ Chip & PIN✓ International usage

Additional features

auto-debit enrollment
EMI conversion on purchases over ₹2,500

No rewards on

Reversals · Fraud Transactions · Fee Payments · Cash Withdrawals · Advances · Interest Charges · EMI Transactions · Fuel · Wallet Loads · Wallet Spends · Rent · Insurance · Utilities · Government Spends · Gold · Jewelry

FAQs

🎯 Not sure this card is right for you?

Try our Card Finder — get personalized picks in 30 seconds.

Find My Card →

Explore related credit cards

All Axis Bank cards →Best Lounge Access Cards →Best Travel Cards →

Browse all credit cards →

Mastercard

Axis Bank

Axis Magnus Credit Card

Joining₹12.5K

Annual₹12.5K/yr

Reward6%

CreditSuper-premium

12 EDGE reward points per ₹200 spent
Up to 25X points on Axis Bank travel portal
12,500 EDGE reward points as welcome bonus

Apply Now

🔒 Secure & Free

RuPay

Axis Bank

Axis MyZone RuPay Credit Card

Joining₹250

Annual₹250/yr

Reward1%

Credit

UPI-linked credit card
RuPay network benefits
Cashback on utility bills

Apply Now

🔒 Secure & Free

RuPay

Axis Bank

Fibe Axis Bank Credit Card

JoiningFREE

AnnualFREE

Reward0%

Cashback: 1%

Apply Now

🔒 Secure & Free

📖 Guides about this card

🔧 Useful tools

Credit Cards

TravelPremiumMastercard✦ Miles & More

Miles & More Axis Bank Credit Card

Frequent flyer miles card with annual lounge access

Annual fee₹3,500

Rewards—

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Axis Bank. Full disclaimer

Welcome benefits

Up to 15,000 Bonus Welcome Miles and Priority Pass

Type: Miles
Trigger: On First Transaction
Partner: Miles & More

Rewards

Base earn rate

Earn unlimited and never expiring miles. Easily earn up to 55,000 miles in your first year and redeem them for exciting rewards.

Miles & More

Redemption value

flights: —upgrades: —hotels: —shopping: —car_rentals: —

• While the Miles & More Axis Bank Credit Card is in use, award miles will never expire. Accumulate miles and enjoy benefits like award flights, a stay in a luxury resort or a dream vacation.
• Redemption fee: ₹99

Lounge access

Domestic

2visits / year

International

Priority Pass

—complimentary visits

Fees & charges

Joining fee: World: ₹3,500 + GST; World Select: ₹10,000 + GST
Annual / renewal fee: World: ₹3,500 + GST (2nd year onwards); World Select: ₹4,500 + GST (2nd year onwards)
Annual fee waiver: The joining fee and the annual fee are waived for HON and Senator Status members, where the status will be defined as per the status for Miles & More membership account.
Add-on card fee: Nil
Interest rate: 3.70% p.m. (44.40% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (Min. ₹500) of the Cash Amount
Overlimit fee: 2.5% of the overlimit amount (Min. ₹500)
Payment dishonour: ₹500
Forex markup: 3.50% of the transaction value
DCC markup: 3.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Late payment

View official MITC →

Insurance covers

Air accident

Miles & More Axis Bank Credit Card also covers any mishaps through insurance on baggage losses, air accidents, lost card or credit shield.

Eligibility

Age: 18–70 years

Required documents

residence proof
identity proof
PAN card / Form 60
income proof
colour photograph

Features

✓ Chip & PIN✓ International usage

Additional features

auto-debit enrollment
EMI conversion on purchases over ₹2,500

No rewards on

Miles & More Axis Bank Credit Card

Explore related credit cards

Guides and tools

Miles & More Axis Bank Credit Card

Explore related credit cards

Guides and tools