TravelPremiumMastercard✦ Miles & More

Miles & More Axis Bank Credit Card

Frequent flyer miles card with annual lounge access

Annual fee₹3,500

RewardsEarn unlimited and never expiring miles. Easily earn up to 55,000 miles in your first year and redeem them for exciting rewards.

Forex markup3.5%3.50% of the transaction value

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Welcome benefits

Up to 15,000 Bonus Welcome Miles and Priority Pass

Type: Miles
Trigger: On First Transaction
Partner: Miles & More

Rewards

Base earn rate

Earn unlimited and never expiring miles. Easily earn up to 55,000 miles in your first year and redeem them for exciting rewards.

Miles & More

Excludes: Reversals, Fraud Transactions, Fee Payments, Cash Withdrawals, Advances, Interest Charges, EMI Transactions, Fuel, Wallet Loads, Wallet Spends, Rent, Insurance, Utilities, Government Spends, Gold, Jewelry

Redemption value

flights: —upgrades: —hotels: —shopping: —car_rentals: —

• While the Miles & More Axis Bank Credit Card is in use, award miles will never expire. Accumulate miles and enjoy benefits like award flights, a stay in a luxury resort or a dream vacation.
• Redemption fee: ₹99

Lounge access

Domestic

2visits / year

Axis Bank Airport Lounge Access Program lounge programme →

International

Priority Pass

—complimentary visits

Priority Pass lounge programme →

Fees & charges

Joining fee: World: ₹3,500 + GST; World Select: ₹10,000 + GST
Annual / renewal fee: World: ₹3,500 + GST (2nd year onwards); World Select: ₹4,500 + GST (2nd year onwards)
Annual fee waiver: The joining fee and the annual fee are waived for HON and Senator Status members, where the status will be defined as per the status for Miles & More membership account.
Add-on card fee: Nil
Interest rate: 3.70% p.m. (44.40% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5% (Min. ₹500) of the Cash Amount
Overlimit fee: 2.5% of the overlimit amount (Min. ₹500)
Payment dishonour: ₹500
Forex markup: 3.50% of the transaction value
DCC markup: 3.50%
Rent payment fee: 1% (w.e.f. Jul 2025)
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹500	₹0
₹501 – ₹5,000	₹500
₹5,001 – ₹10,000	₹750
Above ₹10,001	₹1,200

View official MITC →

Insurance covers

Air accident

Miles & More Axis Bank Credit Card also covers any mishaps through insurance on baggage losses, air accidents, lost card or credit shield.

Eligibility

Age: 18–70 years

Required documents

residence proof
identity proof
PAN card / Form 60
income proof
colour photograph

Features

✓ Chip & PIN✓ International usage

Additional features

auto-debit enrollment
EMI conversion on purchases over ₹2,500

No rewards on

Reversals · Fraud Transactions · Fee Payments · Cash Withdrawals · Advances · Interest Charges · EMI Transactions · Fuel · Wallet Loads · Wallet Spends · Rent · Insurance · Utilities · Government Spends · Gold · Jewelry