Axis Bank Privilege Credit Card

• • Redemption fee: ₹99

Get an additional 10,000 EDGE REWARDS points worth ₹2000 by spending ₹2.5 lakhs in a card anniversary year.

Joining fee

₹1500

Annual / renewal fee

₹1500 (2nd year onwards)

Annual fee waiver

Annual fee waiver on achieving spends of ₹5 lakhs in a card anniversary year. Spends threshold for annual fee waiver will exclude transactions made on Utility & Telecom, Rent, Wallet, Government services, Insurance, Gold & Jewellery, Fuel, Educational services

Add-on card fee

Nil

Interest rate

3.75% p.m. (45.00% p.a.)

Interest-free period

50 days

Cash advance fee

2.5% (Min. ₹500) of the Cash Amount

Overlimit fee

2.5% of the overlimit amount (Min. ₹500)

Payment dishonour

₹500

Forex markup

3.50% of the transaction value

DCC markup

1.50%

Rent payment fee

1% (w.e.f. Jul 2025)

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹400–₹4000 txns, max ₹400/cycle

Age

18–70 years

• What is the annual fee for Axis Bank Privilege Credit Card?
• How to apply for Axis Bank Privilege Credit Card?
• What rewards does Axis Bank Privilege Credit Card offer?
• What are the eligibility criteria for Axis Bank Privilege Credit Card?
• Does Axis Bank Privilege Credit Card offer airport lounge access?
• Is Axis Bank Privilege Credit Card worth it?