Reliance SBI Card PRIME

• • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• • Redemption fee: ₹99

• Rs. 1500 worth Reliance Retail Voucher on annual spends of Rs. 75,000 at participating Reliance Retail Stores
• Rs. 2250 worth Reliance Retail Voucher on annual spends of Rs. 1,50,000 at participating Reliance Retail Stores
• Rs. 8,750 worth Reliance Retail Voucher on annual spends of Rs. 3,00,000 at participating Reliance Retail Stores
• Spend Based Reversal on annual spends of Rs 3 Lakh

Joining fee

₹2,999 + taxes

Annual / renewal fee

₹2999 + taxes

Annual fee waiver

Spend Based Reversal on annual spends of ₹3 Lakh

Add-on card fee

Nil

Interest rate

Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25

Interest-free period

50 days

Cash advance fee

2.5% of transaction amount (subject to a minimum of ₹500)

Overlimit fee

2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.

Payment dishonour

In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500

Forex markup

3.5% on all foreign currency transactions

DCC markup

3.50%

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹500–₹4000 txns, max ₹100/cycle

Indian resident, age 21–65, salaried with ₹40,000+/month or self-employed with stable income. Good credit history (CIBIL 750+ recommended).