Reliance SBI Card PRIME

• • Reward Points are valid for a period of 24 months (for all cards except AURUM). For AURUM, Reward Points never expire.
• • Redemption fee: ₹99

Spend Based Reversal on annual spends of Rs 3 Lakh Rs. 1500 worth Reliance Retail Voucher on annual spends of Rs. 75,000 at participating Reliance Retail Stores Rs. 2250 worth Reliance Retail Voucher on annual spends of Rs. 1,50,000 at participating Reliance Retail Stores Rs. 5,000 worth Reliance Retail Voucher on annual spends of Rs. 3,00,000 at participating Reliance Retail Stores Rs. 8,750 worth Reliance Retail Voucher on annual spends of Rs. 3,00,000 at participating Reliance Retail Stores Gift Vouchers are redeemable only at participating Reliance Retail Stores

Joining fee

₹2,999 + taxes

Annual / renewal fee

₹2999 + taxes

Annual fee waiver

Spend Based Reversal on annual spends of ₹3 Lakh

Add-on card fee

Nil

Interest rate

Finance Charges: 3.75% p.m. (45% p.a.) for unsecured cards; 2.75% p.m. (33% p.a.) for Shaurya, Defence Cards and Secured cards. Minimum Finance Charges ₹25

Interest-free period

50 days

Cash advance fee

2.5% of transaction amount (subject to a minimum of ₹500)

Overlimit fee

2.5% of the overlimit amount that exceeds the credit limit or ₹600, whichever is higher, will be levied. Overlimit Fee will be levied only once per billing cycle.

Payment dishonour

In case of a Payment Dishonor, cardholder will be charged payment dishonor fee of 2% of Payment Amount subject to minimum charges of ₹500

Forex markup

3.5% on all foreign currency transactions

DCC markup

3.50%

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹500–₹4000 txns, max ₹100/cycle

Indian resident, age 21–65, salaried with ₹40,000+/month or self-employed with stable income. Good credit history (CIBIL 750+ recommended).

• What is Annual Fee and Renewal Fee of the card?
• Can I use my card internationally?
• How can I apply for the card?