What is the annual fee for IDFC FIRST Classic Credit Card?

The IDFC FIRST Classic Credit Card is lifetime free — no annual renewal fee.

What reward rate does IDFC FIRST Classic Credit Card offer?

IDFC FIRST Classic Credit Card earns 3% in rewards and 0% cashback on eligible spends.

Click Apply Now on this page to start the application on the issuer partner site. Have your PAN, Aadhaar, and income proof ready.

IDFC FIRST Bank

IDFC FIRST Classic Credit Card

VISA

★ FeaturedVISACredit

by IDFC FIRST Bank

Joining₹0FREE

Annual₹0

Reward3%

Cashback0%

NetworkVISA

Best for: Reward maximisers, First-time card holders.

✅ Pros

❌ Cons

★ FeaturedVISA

State Bank of India

Joining₹499

Annual₹499/yr

Reward1.25%

Credit