VISA
IDFC FIRST BankIDFC FIRST Select Credit Card
JoiningFREE
AnnualFREE
Reward1%
Credit
- 10X reward points on partner merchants
- 6X reward points on online spends
- 3X reward points on offline spends above ₹20,000/month
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🔒 Secure & Free
PremiumVisa
IDFC FIRST Gaj Credit Card
Invitation-only metal credit card with zero forex markup
Annual fee₹12,500Waived on ₹10.0L spend
Rewards—
Forex markup0%
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Issued by invitation · not open to direct applicationIssued by invitation or through your IDFC FIRST Bank relationship manager — not open to direct application.
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Fees & charges
- Joining fee
- ₹12,500
- Annual / renewal fee
- ₹12,500 per year
- Annual fee waiver
- Waived on ₹10L spend in the previous card-anniversary year
- Forex markup
- 0%
FAQs
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IDFC FIRST BankIDFC FIRST Wealth Credit Card
JoiningFREE
AnnualFREE
Reward10%
CreditPremium
- 10x rewards on incremental spends > ₹20,000/month
- Unlimited complimentary domestic lounge access
- 4 international lounge visits/quarter
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★ FeaturedVISA
IDFC FIRST BankIDFC FIRST Classic Credit Card
JoiningFREE
AnnualFREE
Reward0.75%
Credit
- Lifetime FREE — zero joining fee, zero annual fee forever
- 10X reward points on select partner merchants
- 3X reward points on all online spends
Apply Now
🔒 Secure & Free
Guides and tools
📖 Guides about this card
🔧 Useful tools