How is the Gaj: Credit Card issued?

By invitation from IDFC FIRST Bank — it is not open to direct application.

What is the fee for the Gaj: Credit Card?

Joining fee and annual fee are both ₹12,500 + GST. The annual fee is waived if you spend ₹10L or more in the previous card-anniversary year.

Does the Gaj: Credit Card charge foreign transaction fees?

No, it carries zero forex markup.

Credit Cards

PremiumVisa

IDFC FIRST Gaj Credit Card

Invitation-only metal credit card with zero forex markup

Annual fee₹12,500Waived on ₹10.0L spend

Rewards—

Forex markup0%

Explore IDFC FIRST Bank Cards →

Issued by invitation or through your IDFC FIRST Bank relationship manager — not open to direct application.

Issued by invitation · not open to direct application

Independent comparison platform. Not affiliated with IDFC FIRST Bank. Full disclaimer

Fees & charges

Joining fee: ₹12,500
Annual / renewal fee: ₹12,500 per year
Annual fee waiver: Waived on ₹10L spend in the previous card-anniversary year
Forex markup: 0%

View official MITC →

FAQs

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Credit Cards

PremiumVisa

IDFC FIRST Gaj Credit Card

Invitation-only metal credit card with zero forex markup

Annual fee₹12,500Waived on ₹10.0L spend

Rewards—

Forex markup0%

Explore IDFC FIRST Bank Cards →

Issued by invitation or through your IDFC FIRST Bank relationship manager — not open to direct application.

Issued by invitation · not open to direct application

Independent comparison platform. Not affiliated with IDFC FIRST Bank. Full disclaimer

Fees & charges

Joining fee: ₹12,500
Annual / renewal fee: ₹12,500 per year
Annual fee waiver: Waived on ₹10L spend in the previous card-anniversary year
Forex markup: 0%

View official MITC →

IDFC FIRST Gaj Credit Card

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Guides and tools

IDFC FIRST Gaj Credit Card

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