What is the annual fee for IDFC FIRST Select Credit Card?

The annual fee is ₹999, with an identical joining fee of ₹999. This is charged once yearly from the second year onwards.

How to apply for IDFC FIRST Select Credit Card?

You can apply directly through IDFC FIRST Bank's website or mobile app, or use OnePaisa to compare terms and get redirected to the application. The process typically takes 5-10 minutes online.

What rewards does IDFC FIRST Select Credit Card offer?

The card provides 1% reward points on all purchases across categories — no spending restrictions or category caps. Redemption options and point valuation depend on IDFC FIRST Bank's rewards program structure.

What are the eligibility criteria for IDFC FIRST Select Credit Card?

Eligibility criteria including age, income, and credit score requirements are not specified in available details. Contact IDFC FIRST Bank directly or check their website for current qualification standards.

Does IDFC FIRST Select Credit Card offer airport lounge access?

Lounge access benefits are not mentioned for this card. Given the ₹999 annual fee positioning, this card likely focuses on rewards rather than premium travel perks.

Is IDFC FIRST Select Credit Card worth it?

It suits regular spenders who want straightforward 1% rewards without chasing category bonuses or premium benefits. Whether it's worthwhile depends on your annual spend — you'd need ₹100,000+ in yearly charges to break even on the ₹999 fee at this reward rate.

Visa

IDFC FIRST Select Credit Card

Steady rewards on everyday purchases

Annual feeLifetime Free

Rewards1.00%

Forex markup2.0%

Check Eligibility →or apply directly on IDFC FIRST Bank's website ↗

Secure · Free · No spam calls

Rewards

Base earn rate

1 pts per ₹100

Detailed reward breakdown not available from source

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: Lifetime free
Forex markup: 1.99%

Eligibility

Salaried: min ₹25,000/month. Self-employed with ITR. Age 21–60. CIBIL 750+.

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Visa

IDFC FIRST Select Credit Card

Steady rewards on everyday purchases

Annual feeLifetime Free

Rewards1.00%

Forex markup2.0%

Check Eligibility →or apply directly on IDFC FIRST Bank's website ↗

Secure · Free · No spam calls

Rewards

Base earn rate

1 pts per ₹100

Detailed reward breakdown not available from source

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: Lifetime free
Forex markup: 1.99%

Eligibility

Salaried: min ₹25,000/month. Self-employed with ITR. Age 21–60. CIBIL 750+.

IDFC FIRST Select Credit Card

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IDFC FIRST Select Credit Card

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